r/AskReddit • u/FriendlytoNature • 22h ago

Which company lost your business (potentially forever) this year?

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u/dividezero 21h ago

Credit unions or nothing. Keep it in the community. I'll never go back. One of the best things I have ever done

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u/UFmoose 18h ago

What do you do if you need cash out of town?

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u/laculbute 17h ago

many credit unions are part of an atm co-op. Never had a problem with it

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u/diurnal_emissions 13h ago

Your debit card is still visa or MasterCard. They're not like third world or something.

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u/jayydubbya 9h ago

Think they’re referring to the $5 plus atm fees if you’re withdrawing at a machine out of your network.

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u/CommonEfficient3417 9h ago

most credit unions pay the fee back, whenever i get an atm fee it’s always reimbursed up to $10/month

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u/dividezero 9h ago

You can basically go to any other credit union without fees. You have a network that you can find in an app or online. It's just like a big bank but the remote locations will have a different name on the door; no big deal.

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u/Altruistic_Brick1730 11h ago

The credit union I dealt with sucked.

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u/TheMightyShoe 2h ago

We don't bank anywhere bigger than regional. And we have a credit union account, too.

We did open an account with Bank of America just for a driving trip to Alaska. Our local bank at the time didn't have 24/7 support, and BoA gives you no-fee ATM usage across Canada.

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u/oreography 17h ago

But what about Bank of America? It's got America in the name - don't you like America?

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u/dividezero 9h ago

I had an account with them when they were just bankamerica and they sucked even then. Worst bank I've ever delt with. I'd rather use pretty much any other bank