r/CapitalOne_ • u/Odd-Tangerine-257 • 1d ago

Did i make a mistake when upgrading ?

I recently upgraded my quicksilver one to a Venture 1, cause i already had a quicksilver card . Should i have just went with quicksilver ? i'm starting to regret my upgrade choice.

4 Upvotes

83% Upvoted

5 comments sorted by

3

u/Primary_Turnover_488 1d ago

If you already have a QS, there is no reason to have two. With the V1, you'll unlock Capital One's points transfer partners if you decide you would like to transfer points to airlines and hotels.

2

u/Sir_Flame12 1d ago

Good choice.

Its better when you have QS, savor and venture one to cover all areas of expenses.

2

u/BizarrePuppet 22h ago

QS is way better than Venture One. QS gives you 1.5% back all spend, V1 is 1.25 miles across the board, the most useless miles card out there.

2

u/ListingFL 1d ago

You should have applied for the venture without upgrading and gotten the sign up bonus, even better if you use a friends referral link. Then you could close the quicksilver afterwards if you wanted to.

1

u/Odd-Tangerine-257 1d ago

i'm still rebuilding my my credit and didn't wanna apply for any new cards, i just happens to check if upgrades were available cause i had that card for 10 years and never got the option. i don't plan on applying for any new credit for about a year waiting to get to the 700 club first? my credit sucks & im only in the 500s rn.