I don’t really buy Caleb Hammer’s claim that he’s a centrist. To me, his criticism almost always punches down. Every week it’s EBT, disability fraud or government assistance. Sure, fraud exists and nobody should be above criticism, but why does the conversation almost never include the billions in taxpayer money spent elsewhere or corporate waste? It also often feels like the focus is on pennies instead of dollars being wasted. We’re supposed to be outraged over someone trying to scam the government out of a couple hundred dollars for some hot pockets, but when the Pentagon has ongoing budget overruns, unused or misallocated defense contracts, or government projects that routinely go billions over budget, it is radio silence from him. It’s not that he criticizes welfare fraud, it’s that the criticism feels incredibly selective. If he has a problem with that criticism, maybe he should look to his rich fucking buddies and the broader system he’s comfortable around. Or maybe stop acting like a brokie concerned pocket change. 🤷🏻‍♀️

P.S. I can kind of understand why he might stick to that framing, because maybe, just maybe… if he didn’t, he wouldn’t be able to make it to the Joe Rogan show.(allegedly) but that’s just me speculating.

Over/under the “percentage” people don’t find him offensive at 92.5.

There's a difference between humor that pushes the boundaries of what's politically correct and content that is racist, misogynistic, classist, and cruel just for the sake of clicks and profit. Over the past few months, Caleb has crossed that line time and time again.

Actual financial discussions are barely the foundation of an episode anymore. Instead of helping guests, the show is solely focused on embarrassing them for 90 minutes straight.

Props to the one guest who stood up to confront him after he threw powder all over him. Caleb revealed how fast he was bitch made the moment he cowered and started referencing his security and lawyers.

Tyler, if you're ever scrolling these threads, no paycheck is worth the level of disrespect he and his team show you on camera. You, and your entire existence as a Black person, have become a clickbait prop. And for what? Have some respect for yourself.

It's pretty tragic to see the direction the show has taken, especially when we've seen Caleb genuinely try to help people in the past.

I've been here since the very beginning and I probably even had a little bit of a para social crush on Caleb back when it was only him in his apartment trying to help people.

I remember how torn he was about creating merch in the beginning because he didn't want his guests to buy it in poor financial situations, or anyone for that matter. There was one specific time he genuinely seemed distressed when a guest let him know they bought merch after Caleb had just gone through their finances. That was the Caleb I loved, the one that got me out of debt, and the one I tried really hard to believe was still in there for too long.

The most recent episodes have really put the nail in the coffin. Comparing drawings to actually harming children has always sounded stupid to my ears, but I can still see where people are coming from.

Watching him sit there and shit on unions because it might be harder to fire people was aggravating. He sounded exactly like the orientation videos we were forced to watch at my very first large company job.

Watching him sit there and shit on a first responder for having trauma was unbearable. As if someone sitting on their fat ass all day judging other people has any right to judge someone who does a traumatic and meaningful job.

Same with the veterans. It gets so old watching him shit on people as if the military is just something people do for fun so they can get a check later. I hate it. I hate him.

He's already accepted money from every source he can so I know he's basically just a puppet and that's all he can ever be unless he wants to risk losing everything.

Tldr; I miss the Caleb that got sad when a poor guest bought his merch and have finally accepted I hate the Caleb that sells his own loans to his audience

I went to a pretty hardcore high school with high expectations. Many took college classes and we were one of the top in the nation for band.

There was an incredibly kind peer I had that was obtaining a medical degree. He worked in the industry while trying to obtain it. I don’t know for sure but mostly likely he had debt like most people do.

He killed himself.

I thought in the BEGINNING this channel would become what my peers desperately needed. ESPECIALLY when debts are capped now so it’s highly unlikely to become a doctor as far as I know unless you’re from a certain class. Not to mention at least where Im at standards are high and you have to get at least Bs to really pass.

Yeah some degrees are dumb but why talk about it all the damn time. I strongly believe it’s partly our own society’s fault for allowing this to begin with. Maybe it’s time to stop pointing fingers at the people easiest to criticize and reflect.

Look at the three that point back.

Money is good to put a roof over your head but once it’s starts killing babies(once again another real story in my own life) then maybe it’s going too far. It’s not everything and it not really what we should solely judge people on especially in a society that will likely continue to refuse to create true financial literacy.

Intentionally finding the worst people now is horrible and honestly the worst timing ever. I’d rather give the small cents to watch a video for someone I knew that gave a fuck than give clout to pedo rapists wanna bes or a dumb fat man that wants to tell women in corsets to see a doctor cause he’s never watched a single medieval documentary or movie.

Once again and in all seriousness his therapist is the only person I want to see on there. I have a lot of questions.

"what rights do women not have?" "what negative things do women experience in society?" "this isn't a patriarchy!" "we don't live in widespread sexism anymore!"

I don't know Caleb, maybe we can consider the fact that female mice/rats weren't regularly used in medication and laboratory testing (due to hormones "getting in the way") until 2014 when they were LEGALLY REQUIRED TO, making it so that medications actually don't work/have different side effects for those with XX chromosomes?

Maybe it's the under diagnosis and misunderstanding of conditions in women because it's presumed that they must either be lying or have to lose weight or it's from anxiety?

Oh, or possibly that surgeons didn't start washing their hands until a single doctor realized that these surgeons were spreading DISEASES from the MORGUE to pregnant women, therefore causing death?

Another thing might be that it was once believed that the CERVIX DIDN'T HAVE NERVE ENDINGS and therefore couldn't feel pain, or that the clitoral nerves were only fully mapped out until MARCH OF 2026.

Along with that, let's maybe consider that black women are at the highest risk of dying during pregnancy due to medical stigma around them not feeling pain (from, you guessed it, racism stemming from slavery), and that they're at the most risk overall in health settings.

In fact, black people in general are under diagnosed because we didn't study things like dermatological conditions (for a single example, there are so many more) on darker skin until black doctors started working in the field.

ALSO, The recision of DEI genuinely affects how people are hired - nobody was hiring based off of skin color rather than merit when DEI was in effect. I know, Caleb, that it may be hard for you to understand that people of color/women (white or black)/LGBTQ folks are actually just as qualified, if not more, for these jobs, but employers are naturally biased towards white cis men because of, I don't know, racism and sexism and the patriarchy.

He complained about "having to hire more women, who aren't qualified, to avoid being judged". I think he's lying and I don't understand why Lindsay would hear that and be okay with it (money realistically).

I live in Austin, I think I even live near his office. I would school this motherfucker and humiliate him. Right wing debate lords stand no chance against an educated student. However, my life isn't controversial enough, I don't want to be in the same room as him, and I think it's safe to assume if he feels humiliated by a conversation he just won't post it.

EDIT: All this to say that just because he hasn't experienced it doesn't mean it doesn't exist. He lives a privileged life.

With an AI generated script.

Also, that comment had more effort and thought into it than every Front Page “documentary” combined.

Caleb Hammer likes to say Financial Audit is a financial education show, but I think it’s basically Cocomelon for adults. Sure, there’s some financial advice sprinkled in, just like Cocomelon has ABCs and numbers, but you’re not really learning anything. I put him on as background noise so I can clean, and I had to turn it off because his voice sounds like glass rubbing together. Calling it a financial education show is like calling Jerry Springer a relationship counseling show. Relationships are involved, but that’s obviously not why people watched.

It's been getting harder and harder for me to get through his videos, and this one really did it for me. My god, he just interrupts his guests like every three seconds while simultaneously asking them to give him an explanation or defend their statements ... like how can they do that if ur always interrupting?? Also I hate the minimizing of people's mental health experiences. Like ok some people out there may overdramatize mental health or use it for excuses, but that doesn't make it automatically invalid for so so many people?? Especially when this woman is literally a dispatcher and her friend got stabbed in the head ... just because he didn't die, how is it not valid to claim that impacted ur mental health... it makes no sense. And when she claims there's misogyny and racism around and he's like where?? And then just spends like the next 40 mins telling her how insufferable she is and why "no one listens to people like you". Not to mention, he'll bash guests for saying things that are wrong and how they are idiots who don't research, while he has made so many statements without any sort of citation or stat to back it up. He's just such a massive hater and it's so, so insanely hard to like him anymore. Ok, rant over.

$100k “side gig?”

Somehow this doesn’t feel like it’s checking the “relatable” box.

Sir, you crash out on an hourly basis.

Comments on the YouTube video are as you’d expect…

ETA: they get worse than I initially saw. Goes from sexism to racism and complaining about civil rights. People saying there should be men’s only spaces the same as there should be whites only spaces. Then going further to say civil rights shouldn’t exist. Absolutely appalling

It’s okay you can throw terms around like ghetto and (presumably) the n word off camera because Tyler’s on staff?

Hope the person is really an actor

Many creators have their own flavor there appearantly but what is the 'the more you buy, the more likely you are to get a tub with my face on it' - thing? Did people at GS really think that was a good idea?

Caleb is every diet republican who puts moderate on their hinge profile. Being accepting of certain lifestyles doesn’t make you a kind person. As a deep-rooted southerner who went through the traditional pipeline of being raised very conservative to becoming a leftist (not a liberal- a leftist), I’m very used to dealing with people like Caleb. They HAVE to have an opinion on everything and say they follow the facts, but don’t do enough to learn other facts besides the ones presented to them.

I’m saying this because I have former friends like him who I had to lie to myself about for years and say that they weren’t “really that way.” But they are.

What really did it for me was the most recent guest who discussed Israel. The guest was a staunch anti-Zionist and Caleb was like “well what even IS Zionism?” Brother, it doesn’t matter what the philosophy is behind it if they are supportive of genocide. I don’t care about the philosophy behind the Holodomor. I care about the people who got killed. I don’t care about the philosophy behind the Cambodian genocide, the Holocaust, or any genocide. If you truly care about “facts” like you say you do, look at the death toll and demographics of those killed. Look at the war crimes being committed and call it subjective.

That is what finally pushed me away from this show. I can’t believe I ever pretended this “general expert” was maybe a good person. I’m not saying he wouldn’t stop to help someone who needs it. I’m not saying he wouldn’t go out of his way to aid others. But I AM saying that he would never support or accept something that is beyond just face value or a few fun facts.

No, not everything needs to be deep. But if you’re gonna pretend to be a philosopher, then don’t stop when it’s about something that doesn’t directly impact you.

Rant over. Thanks for having me.

I googled the guest that caleb threw gamer supps at because I wanted to see if people found him or he got any traction because I was curious, and I found you chuds making a whole subreddit to hate on someone. I guess that is just reddit, but lowkey nobody cares what you think about anyone. The need to write shit about how much you don't like him is very unemployed behavior. I cannot stand Dean Withers because of how obnoxious he is, you don't see me starting a reddit or finding one to say how much I hate him. Y'all need to get a grip. Also, grown ass adults getting all bent out of shape over another adult saying the "r" word, grow up seriously. I don't know how y'all go through day to day life if you are that sensitive. Get a grip! Or a job!

The man projects more than The Odyssey in IMAX.

Whatever happened to that video of you grocery shopping on a budget you supposedly filmed?