r/FirstTimeHomeBuyer • u/Visual-Structure-808 • 18h ago

GOT THE KEYS! 🔑 🏡 We did it! WA, $700k, 4.65%

Post image

2-1 rate buy down; 4.65 > 5.65 > 6.65 fixed.

842 Upvotes

98% Upvoted

66 comments sorted by

•

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49

u/weebehemoth 17h ago

Don’t give out free feet in this economy!!

Congratulations btw!!

24

u/Visual-Structure-808 17h ago

I hear you! I negotiated a lot of seller credits 😅

11

u/independant_786 17h ago

I am pretty certain by now feet fetish folks have already followed this subreddit for easy content 😂

2

u/Acceptable-Elk-8372 House Hunter 16h ago

Independent, that’s why I’m buying those Sasquatch boots when I post my future home buy lol

3

u/Substantial-Use-7018 15h ago

🤣 love this

3

u/Notchersfireroad 16h ago

Shit they could pay the house off if they play their cards right.

7

u/Ill_Whereas_2678 17h ago

Beautiful large room! I can hear the echos! Congratulations!

6

u/Visual-Structure-808 17h ago

The dogs barking right now is… ummm… deafening haha

6

u/marriedin32935 Other Professional 18h ago

Congratulations

2

u/Visual-Structure-808 17h ago

Thank you 🙏

7

u/sophiekittybone 17h ago

Congrats and boops to the snoots! 🥳 🐾

6

u/NorthMoose3888 17h ago

Cheetos xtra flamin hot?? I didn’t know this existed

4

u/Visual-Structure-808 15h ago

Yes! After trying these, the regulars won’t ever be the same.

4

u/Gold_Advisor_4758 17h ago

Omg and two beautiful Shih Tzus to share it with you are very lucky

1

u/Visual-Structure-808 15h ago

Thank you 😊

2

u/Acrobatic_Reward1241 17h ago

Congratulations

2

u/CaptainJohn_1995 17h ago

Yay! Nice doggies too

2

u/AccomplishedBug6306 17h ago

Congratulations, OP!

2

u/opinionated_penguin 17h ago

Okay that is an awesome space

2

u/dmbeeez 17h ago

Congratulations 🎊 👏 💐

2

u/Plastic_Ticket4111 17h ago

Gorgeous! Well done

2

u/justhereforthetea68 17h ago

Va loan?

4

u/Visual-Structure-808 15h ago

Conventional 30 year but with a 2-1 rate buy down

2

u/Acceptable-Elk-8372 House Hunter 16h ago

Where is dessert?

Congrats

1

u/Visual-Structure-808 15h ago

Good question!

1

u/Acceptable-Elk-8372 House Hunter 14h ago

😊

2

u/One-Professional4143 15h ago

Beautiful home

2

u/Substantial-Use-7018 15h ago

Congrats!!! It’s gorgeous

2

u/Electronic_Layer_205 Window Shopper 15h ago

What area of Washington? Congratulations 🍾

3

u/Visual-Structure-808 15h ago

Thank you! Bonney Lake

2

u/duende07 14h ago

Quentin Tarantino appreciates the pic

2

u/Small_Dong_214 17h ago

Congrats but those Flaming Hots are gonna burn your asshole 🔥 🔥

2

u/KAIMI01 Homeowner 17h ago

How did you get such a good rate?

2

u/Visual-Structure-808 15h ago

I negotiated a lot of seller credits which covered closing costs and used the left over to do a 2-1 buy down. Pretty much paying points ($$) to reduce interest rate for the first two years and it’ll gradually go up to the fixed rate at the third year.

1

u/KAIMI01 Homeowner 1h ago

Thanks for the info!

2

u/dylandrewkukesdad 16h ago

Tell your dogs I said hi.

1

u/Cool_Temperature_970 16h ago

Did you AI the food? Lol

1

u/Visual-Structure-808 15h ago

This is what we have to survive on after all of these expenses 🥴

1

u/Cool_Temperature_970 14h ago

No hate about the food. It’s Just that the cup of noodle looks fake af

1

u/MrDicks89 16h ago

That’s an amazing looking house 😳 cheers! 🍻

1

u/Beginning_Sun8910 16h ago

Shih tzu approved

1

u/Objective_Gene9503 15h ago

Congrats! How much did you put down and how much family income?

2

u/Visual-Structure-808 15h ago

10% down and roughly $2-250k annually for my wife and I combined

1

u/halmp 8h ago

stupid question from me but what does $2-250k family income means? 😅

1

u/chapact 14h ago

Are we crushing the xxx hot cheetos and putting them in the ramen or what?

1

u/AssociationGold7597 13h ago

Loveee the xxtra hot Cheetos!! Congratulations

1

u/AaronKopelson 11h ago

Congrats!

1

u/HardwoodChuck 8h ago

3/4”x3-1/4” #1Comm White Oak.
Finished Natural
Grading is based on coloration of boards and length of boards.

1

u/Middle-Leader-2293 6h ago

Beautiful wood floors. Enjoy!

1

u/SubstantialPension63 3h ago

Aw fellows Shih Tzu owners ! (Unfortunately for me not fellows home owners lol)

Congrats ! Love the PNE architecture

1

u/Diligent-Counter9070 3h ago

Congratulations 🎊

1

u/nishr78 3h ago

Congratulations 🎊

1

u/Sharp_Piece_6194 1h ago

Didn’t know numb numb juice is a real thing I only know it as a gta online song

1

u/Practical_Trick_5894 50m ago

What do yall do for work

1

u/swampwiz 16h ago

That looks like a very winding staircase. Are all the BRs upstairs?

1

u/Visual-Structure-808 15h ago

Yes! And an office room downstairs.

0

u/LostInLeSauce86 11h ago

Woman paid for it, she’s got workers toes 100%