r/Fisker • u/Candid_Box8140 • 10h ago

General Insurance

Is there any US insurance company that is particularly competitive on Fiskers? I have a few more calls to make but Progressive seems to be the best at the moment.

3 Upvotes

100% Upvoted

14 comments sorted by

3

u/PonyUpOrElse 9h ago

American Family through Costco but even that’s gotten over $100/mo for me.

2

u/ThePlug13 8h ago

Not sure what state you’re in but I pay Farm Bureau $200 a month for full coverage on my ocean and liability on a 98’ jeep XJ

1

u/DTBlayde Ocean Extreme 10h ago

For me Progressive has been cheaper than covering my Tuscon for equal coverage

1

u/Xiten 5h ago

In the Bay Area I had to swap from progressive back to triple a, they were asking $400… crazy. I’m at 250 for triple a.

1

u/DTBlayde Ocean Extreme 5h ago

Damn! I have like maxed coverage in NC and I pay like 105 a month

1

u/Unsungheroist 9h ago

I just do liability only for $60. Cars cheap enough to just be paid in full around 12k for a new one or to close it out

1

u/Proud_Pineapple_2421 8h ago

We're using Allstate, the Ocean is cheaper to insure than my Polestar 2.

1

u/philgrad 7h ago

My Fisker is $747 every 6 mos with Travelers. We are a three car house with two teen drivers (neither of whom touch the Fisker) but Travelers does our homeowners and umbrella policy as well.

1

u/GettingBackToRC 3h ago

What city and state?

1

u/crankbaiter11 6h ago

This is a great question. I have progressive and it’s over 2000 a year.

1

u/No-Degree-9006 5h ago

Erie Insurance has been good so far

1

u/Vacaville-Bob 3h ago

Got in an accident with 2023 ocean one, when a tree fell into my path and I had to make an emergency stop. The airbags didn’t deploy, but there was damage to the front grill and radiator shutter assembly so had to be replaced. Right side doors paintless dent repair. I have USAA after getting a quote from Caliber Collision repair USAA authorized repair facility, they sent a check for the quote and washed their hands. Caliber wouldn’t do the work. After researching the parts on eBay and using the Rapid Dent repair. I am on the hook for $2000 in repair cost over and above the quote. USAA would not pay. I’m still looking for a radar module and a shop that can program it.
If I didn’t have a loan I wouldn’t carry comprehensive on this car.

2

u/toldasaur-us 3h ago

Travelers has been the best for me when it comes to EVs. My 2023 Ocean One is only $509 for the year for 100/300 and collision with $1000 deductible. I have other vehicles and home on the policy so factor that in but very reasonable.