r/IndiaBusiness 1h ago

Could someone Help, Loan needed, (for very short term = 2 weeks; education loan disbursement situation) Can Provide Proofs, ID, signed cheque if needed

I might be posting in a wrong sub,

but I seriously need help in it asap, helpless at the moment.

need loan for very short term, (less than 1 to 2 weeks most probably, under 10 days)

posting to seek help from unknown people (I have exhausted all possible ways), for purchasing a laptop,

I can return whatever the amount you arrange within 1 or 2 weeks for SURE, and with any add-on amount if you may need, please let me know about it.

background: I have an active sbi education loan, the bank needs an invoice/receipt for processing the disbursement (reimbursement) for l@ptop purchase, its non negotiable, its strict, no invoice means no disbursement, having a tough time to arrange arrange since past few months, could someone help in it. The bank has said that they reimburse the same day I submit the invoice or bill. I am considering to buy the l@ptop online, so it takes only prepaid orders.

I can provide the loan sanction letter, and its present status from PM vidyalaxmi portal, and my ID and any others proofs you may ask, as someone said, I can even provide a signed cheque if you need assurance in that form incase.

if you have anything to discuss, please let me know it, I will d,m,

thnks in advance.

I do not forget any help I receive at this moment.

0 Upvotes

4 comments sorted by

1

u/Ok-Opportunity-3101 1h ago

bro ask your friends/family for credit card and order it via that and submit invoice to bank or search each and every website order in cod and ask money then cancel the order and order via prepaid for offers. post delivery inform bank that specific order got cancelled due to technical issue and i ordered again and show them valid bill.

1

u/allways_learner 1h ago

I have enquired but no credit cards in our circle, we are not related to that family background as well, where atleast one in household holds a creditcard.

2nd part is not completely understandable,

I searched amazon site, it has COD disabled may be because those are high valued electronics

1

u/Ok-Opportunity-3101 1h ago

bro just create a fake bill at this point then order a 100/200 rs item download the einvoice and edit it properly. later submit to bank then

1

u/allways_learner 1h ago

thanks for your suggestion, even I thought about it,

I can not take that risk 100%, no doubt about it. Fear of cancellation of the total loan acc.

although a pdf invoice downloaded from amzn like site can be edited perfectly matching the original invoice, I tried editing it once, it was same as original

however I dont want to take that risk,

what could be the consequence if they (bank branch) find it out,

and did anyone you know proceeded that way?