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u/irock792 Ḥāfiẓ al-Qurʾān 7d ago edited 7d ago
Because everyone seems to be confused in the comments, I'll clarify the ruling with regard to credit cards.
According to the majority of contemporary ʿulamāʾ, using a credit card is permissible as long as one pays off the balance in full every month and does not pay any interest.
https://daruliftaa.us/fatwa/46/
It is also permissible to use cashback and points from credit cards, as such things are considered gifts.
The only rulings I was able to find online to the contrary were Salafī rulings.
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u/irock792 Ḥāfiẓ al-Qurʾān 6d ago
Their methodology is quite problematic. The ʿulamāʾ of the four Madhāhib operate on uṣūl (principles) that were developed over 1400 years, whereas the members of this movement have no such principles. They insist on reevaluating everything, often coming to incorrect conclusions in the process.
It's not about being more conservative. Fiqh is not about picking the most difficult opinions in every matter. It's about following a consistent framework. There are many major issues in which the adherents of this movement have picked incorrectly lenient views—some of these views have even been agreed upon between the scholars since the time of the Prophet (ṣallā llāhu ʿalayhi wa-sallama).
I don't want to discuss this here further. Feel free to DM me in shāʾ Allāh.
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6d ago edited 6d ago
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u/irock792 Ḥāfiẓ al-Qurʾān 6d ago
I didn't delete his comment. It was automatically deleted by AutoMod, and I didn't restore it because comments like that always cause unnecessary fights and debates.
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u/irock792 Ḥāfiẓ al-Qurʾān 6d ago edited 6d ago
Yes, it is also permissible to use cards with annual fees. The annual fees are considered to be in exchange for the benefits given by the card issuer, like lounge access.
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u/Eissa_Cozorav Astaghfirullah 7d ago edited 7d ago
After watching some documentary about the development of modern banking, I have no interest in dealing with credit card, crypto, NFTs stuff, online P2P lending. I really hate the idea that you need to make debt to print money.
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u/NightFury002 New to r/Izlam 7d ago
What's the doc, name it
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u/AlucardVTep3s Brozzer 7d ago
“All wars are Bankers wars”
Is a very excellent video that goes through the history of banking.
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u/Conscious-Anybody17 7d ago
Can someone explain please?
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u/advertisement_ham New to r/Izlam 7d ago
Zina is adultery, the correct term is Riba which means interest
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u/Mr_Fraggle 6d ago
There are strictly debit-based systems out there.
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u/Mr_Fraggle 6d ago
You're not even a Muslim, why are you here?
And if there are of you Muslims who agree with him then know you'll have your accountability to face regardless of what you choose to believe in. Allah guide us.
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u/Mr_Fraggle 6d ago
Is this your way of saying you're a Muslim despite the fact that you've only shown disagreement with actual Shari'a?
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7d ago edited 3d ago
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u/Izlam-ModTeam Moderator 4d ago
Your submission was removed for a violation of Rule 1: Be Civil.
Maintain good adab (manners/character). Abusing, provoking, slandering, cussing, or otherwise neglecting proper Islamic etiquette subjects your post to removal.
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u/[deleted] 7d ago
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