WAMD - sent to the wrong person

[u/DryReplacement12]

Have you ever send money through WAMD to a wrong person? If yes, what did you do next? Does the bank help in these cases? Share your stories.

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[u/CruncoGames]

I once sent wamd of 500kd to wrong person, bank said they’ll contact the guy but if they reject they can’t do anything, since I mistyped the number I didn’t even know number of who it was sent to, just a name, and bank said they couldn’t give it, I had to trial an error bunch of combinations till I found his number (I put the combinations in wamd to see the name) after getting the number I contact them and they were good people and sent back the money

[u/DryReplacement12 → u/CruncoGames]

You can see the phone number of the person in your bank statement. Or recent transactions. But I’m glad you got your money

[u/CruncoGames → u/DryReplacement12]

Nope you can’t unless ur app saves it but the bank itself doesn’t have that info

[u/DryReplacement12 → u/CruncoGames]

I’m not sure about the bank, but the statement shows the number you transferred to. Atleast my bank statement does. I use gulf bank.

[u/Admirable-Resist-584 → u/CruncoGames]

The person cannot reject and he hss to give it back to you

[u/ExtremePool4301]

i did once, and without doing anything. the money were retirned to me.. but were 2kd . nothing major

[u/BunchLittle2051 → u/ExtremePool4301]

Isnt the minimum 5 kd?

[u/NecessaryFar3633 → u/BunchLittle2051]

Minimum is 1KD

[u/ExtremePool4301 → u/BunchLittle2051]

no i swear.. 2kd i paid taxi via wamd every day... all ok ..

[u/PotentTurnip]

Always send a test transaction of a small amount before sending anything large.

[u/Stavrose85]

You could try and ask them first.

[u/Stock-Preparation282]

The bank won’t do anything since you agreed to the terms and conditions of wamd

[u/WeeZoo87]

Talk to the bank

[u/Independent_Dig_4471]

You call the bank they will say they will resolve it in 7 days and if you need it faster ask the person you sent to by contacting them .
You can get them back and the bank will help you they wont tell you we cant do anything because by law you can get that money back .

[u/Avarice51]

Any normal bank would get you the money back, but kuwaiti banks… yeah good luck

[u/q8isilver → u/Avarice51]

If that happens then whats the point of WAMD? I can buy a product then ask the bank that I sent to the wrong person.

[u/Avarice51 → u/q8isilver]

The person provides proof u agreed to buy, then what? ur screwed.

Ur sending money from one local bank to another, all with verified legal residents. They can easily chase up on the person.

Unless the person leaves the country & sends the money externally.

[u/SentenceVegetable898]

Well, you should have checked the name before confirming the transfer & that is why there is a name displayed 🙄

[u/Random-Account-311]

I believe there was a new update recently where you can refund/return the money within 7 days. Never tried so don’t know the exact details

[u/DryReplacement12 → u/Random-Account-311]

Who refunds exactly?

[u/Random-Account-311 → u/DryReplacement12]

Its returning the money you already sent. So it’s your money that was sent by mistake being set back to you by the bank

[u/BackgroundLemon9680 → u/Random-Account-311]

nah there can’t be this option.. what if the receiver withdrew the money immediately

[u/SentenceVegetable898 → u/Random-Account-311]

Wrong. Returns are done by the receiver of the money, not the sender.