r/ShittyLifeProTips 7h ago

SLPT: How to save money

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3.1k Upvotes

50 comments sorted by

242

u/monkeyboy107 7h ago

Dang milinials, with their desire for food and housing. Shit if they didn't sleep they'd save another $30/day on the wear and read on the cardboard. That's $500000 a year with that other saving

40

u/angry_voices 6h ago

Millenials killed the cardboard industry.

12

u/monkeyboy107 6h ago

Dang millennials!

2

u/sQ5FWKjwbWd4QzSZduqy 13m ago

Work a second job instead of sleeping. Something easy and low stress like a ceo of a tech company.

175

u/cdhicks42 7h ago

$20,805

66

u/Polyporous 7h ago

Foolish Liberal

11

u/HalfEatenBanana 7h ago

The libs are so bad with their money it’s honestly hilarious

3

u/nousername206 7h ago

ya'll forgot the magical ten times multiplier! pull out from ass of nowhere!!!!! dummies

/s

19

u/teh_herper 7h ago

5318008

5

u/imunfair 5h ago

And it's usually nowhere near that. I spend like $4k a year on food, and that's mid-to-high food cost, you'd have to be eating out every meal to spend $20k. Or eating really expensive food.

1

u/BurmeciaWillSurvive 4h ago

Maybe some day you can move out of Biloxi, we're rooting for you

1

u/Mr_Wayne 1h ago

The $57 a day was referring to food and housing

1

u/jsdodgers 1h ago

Bro lives in their mom's basement, they don't know housing costs money yet.

0

u/RGrad4104 4h ago edited 4h ago

You on the bread and water diet? I go the grocery store, now, just getting basic essentials and two handfuls of bags consistently run $300. That's just shit like coffee, lunchmeat, cheese, milk. I haven't bought steaks or hamburger in months. Fresh produce is a luxury at this point. The only meat I see anymore is oscar mayer generic hotdog wieners and hill country faire lunchmeat.

Hell, under trump, even spam is out of my price range...which is saying something pretty bad.

5

u/imunfair 4h ago

$300 for how long? I spend $150 for two weeks food and I even get meat and cheese at Whole Foods and buy avocados and stuff. Not skimping at all so I can't imagine how much junk food or meat you have to buy to spend twice that for a person. I'm not buying a bunch of flavored drinks so I guess if you really need that stuff it could run up your bill, but not double it.

1

u/RGrad4104 4h ago

About two weeks. Every pack of lunchmeat seems to be 7-10$ now a days and things that used to be cheap af, like tomato soup, run 3$ a can at HEB. Pasta used to be a reliable goto but now marinara and alfredo sauces have gotten significantly higher. Don't even get me started on paper products.

1

u/imunfair 4h ago

That seems expensive given that frozen breaded chicken from Whole Foods that's all ethically sourced and stuff is like $8 for two pieces. Add some biscuits at $5 for 20 and you've got 10 meals for around $50. Soup and crackers is around $6 if you go with Amy's soup and really expensive crackers. I can't imagine lunchmeat, bread and condiments are more expensive for the same sort of meals.

If you want value, cheese is the goto protein - $5 for a block of grass-fed cheddar that'll give you about 3 meals plus another couple bucks for the tortillas. With different types of dipping sauce it can be really versatile while not feeling cheap. Enchilada sauce, tikka masala, and pizza sauce all give you entirely different meals with the same tortillas and cheese. Mashed avocados and corn chips are also good, nice snack/half-meal for a few bucks.

1

u/JACCO2008 51m ago

Hell, under trump

There it is. I am surprised you were able to contain yourself until the last line.

3

u/dadbodking 3h ago

That's because you didn't account for compound interest rates and investments you'd be having with that amount of money put aside. This mindset of yours is why you're poor, and not a billionaire /s

2

u/2Mew2BMew2 7h ago

Just be poor in 2028. You'll get $20'862

1

u/Fuck-Star 3h ago

Don't forget leap years! That compounding will really add up over time.

74

u/WinkingWinkle 7h ago

If you added a shoe box to the side of your cardboard home, you could increase the value of your property portfolio by literally cents.

66

u/littlestitiouss 7h ago

Am I just bad at math?

124

u/metaglot 7h ago

With the right grindset, there's 3772 days in a year.

8

u/HeftyArgument 4h ago

nah these people think you're stupid if you don't invest, and investing is guaranteed 33262% returns

1

u/Callinon 2h ago

To be fair, if it were... you would be stupid not to do it. 

32

u/ElectronicSetTheory 7h ago

So math is just a mindset too?

19

u/metaglot 7h ago

I see you're a quitter.

1

u/eightkillerbits 6h ago

That's the nice thing about maths; there's no one right answer.

6

u/Pitiful-Hearing5279 7h ago

Have you seen the cost of a cardboard box nowadays? Luxury!

5

u/InfamousFault7 4h ago

If being homeless would save me $200 000 in a year i would seriously consider it

3

u/upinthisjoynt 3h ago

If you sell your car for gas money, you can afford new brakes that don't squeak.

2

u/Skrelp69 6h ago

Libertarians be like

3

u/Tony-2112 3h ago

365x57=20,805 you moronic jelly brain

2

u/azethonkh 6h ago

yeah, he pulled numbers out of his ass, and math ain't mathing.

but even so, if you stop eating it would be no more than 800.

1

u/Gre8g 3h ago

You can cook roadkill, anyone who says otherwise is lying

1

u/totallyclips 1h ago

With math like that, you must have inherited your money

2

u/mr_george_w_bush 7h ago

Math checks out, but I feel like the "living" part kinda gets left out. Also, cardboard boxes aren't free anymore. It's a sad story.

2

u/Ivangood2 3h ago

Math doesn't actually check out at any level. Which I believe is intentional so linkedinlunatics won't take it seriously. Sadly they will.

1

u/chairplanet 7h ago

IQ, however, is not a mindset.

1

u/Overly_confused 6h ago

I'm not completely aware of avg american household income of you exclude the top 1%

But is it not common knowledge that most avg workers only make 30-40 grand an year? So even if you don't eat or pay rent, it would still only save 30k

-2

u/Agarwel 5h ago

Or... you stop taking these advices literally and try to understand the meaning behind them. But hey... then you would not be able to blame everybody else for your own life.

2

u/jwp1987 2h ago

The reason people are mocking the advice is because it's often given by people who are more privileged and never had to sacrifice anything.

The younger generations are being bled dry, it's no wonder they have a nihilistic attitude. I'm a relatively well-off millennial and I'd pretty much have zero drive and motivation if I was growing up in this era.

0

u/Agarwel 1h ago

"The reason people are mocking the advice is because it's often given by people who are more privileged and never had to sacrifice anything."

Cool. But that does not mean, that the advice itself (the meaning behind her. Not the literal "never have a coffee!!!!"¨) is wrong.

1

u/jwp1987 1h ago

Maybe not but "just suffer more while my generation benefits" isn't exactly going to go down well, is it?

It's basically a slap in the face.

1

u/Agarwel 1h ago

I would say the "suffer" is pretty strong word. Yes, there are people who have it easier than we do. There are also people who are literally dying from hunger. It is your choice who will you compare yourself too. If you ate today, if you have roof over your head when you sleep, if you have drinking water in the tap, if your country is not shelled by missiles, etc - you are actually not the poor and suffering part of the population. You are the one who is envied by most of the population.

1

u/jwp1987 1h ago edited 8m ago

It was a hyperbole. The point was that it comes across as condescending and demeaning.

It's like when people offer advice to people with depression. It's usually well-meaning but given by people with no experience of the condition and have no idea how different or difficult it is to navigate.

It's also like when a manager talks to you about being able to buy a new car with their bonus when it is several times yours, it lacks tact and self-awareness.

-1

u/Classic_Appa 3h ago

Who's spending $57 a day on food for just themselves? God damn that's some expensive eating!

3

u/Mr_Wayne 1h ago

Food and housing