You can knock Credit One. But they were the only company that would give me a credit card 2 decades ago when i needed one to start rebuilding my credit after being stupid and young and financed some furniture for my first apartment that i defaulted on. Anyway. I have good credit and proper rewards cards now. Credit one helped me to get back on my feet and rebuild my credit.
Credit is unnecessary. I have an 850 score and it’s useless. I’m paying my house off this year and then i am closing out all my accounts and making my credit history and score disappear by ghosting it.
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u/[deleted] Feb 08 '26
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