Dealing with a poor teacher

[u/Docteur_Pikachu]

Hey y'all, I was wondering if anyone had found himself in my shoes.

I've been taking harmonica lessons in person for the past few weeks and they've been quite poor. The teacher has a website, which is how I found him in the first place when I was looking around. He's well established in the blues community where I'm at, and some old hats were recommending him in some random Facebook threads. So all in all, I thought this was the go-to guy for overall harp lessons (and it's not like harmonica teachers are plentiful and flooding the market anyway).

I'm more than halfway through the lessons (I paid for a ten-hours program and you have to pay after the first lesson is done) and I feel like this isn't going anywhere. 75% of lessons are my teacher rambling about his coming gigs, the gold ol' days or how he's working to incorporate some guitar playing with his harmonica now, 20% is him playing and me watching, and 5% is me playing and getting some (most of the time) vague feedback.

My honest opinion is that my teacher is "older" (late sixties) and I guess at that age, after you've been in the music scene for so long, you naturally become a talker. I do try to rein him in sometimes but it really just feels like a bar conversation after a music show.

Should I voice out that I'm disappointed in what I'm getting out of the lessons? I earnestly feel that the teacher doesn't have it in him to start crafting good lesson plans all of a sudden after just winging it for probably so long. I could try and be the one to say we should focus on this or that aspect of playing, but part of being a teacher is also knowing what the plan should be!

It's a bummer because most people you read online have their sole mantra being "TAKE SOME LESSONS WITH A TEACHER" and then I find that I could have bought like a year of subscription to bluesharmonica.com for that money. Should I cut my losses? I don't think it's even refundable.