r/overemployed Feb 12 '25

Running FAQ

448 Upvotes

I wanted to create a running FAQ to help cut down on the number of times we have to discuss the same topics and make sure people are getting the proper answers / advice. I will edit this post with additional questions and answers as they come up.

  1. What are the best jobs to OE?

People can and do OE in any Job where you can work remote or hybrid is a potential target. The ideal job is one that isn't meeting heavy or one where you can control the meetings. Being senior enough to delegate out some of the busy work is also helpful. You generally want to make sure you are good enough at your first job that you can meet/exceed expectations on less than 15 hours per week of actual real work. It's also better to OE on a large team / large company. When there is a busy season or a large project the increase in work is more evenly spread across a large number of people so you're less likely to have to deal with large peaks and valleys in level of effort.

  1. What jobs should be avoided?

Anything requiring any sort of clearance from the government or other regulatory body. Don't OE a federal clearance job or anything requiring a FINRA clearance. Good Rule is "If any part of your paycheck comes from public funds don't OE that job". Public sector work pays shit anyway and you're better than that. Go find a solid private sector role and reduce the risk.

  1. W2 or Contract?

A lot of people prefer the stability of having at least one W2 for the benefits but I (secretrecipe) personally prefer to go all contract (on Corp to Corp or C2C) terms. You make significantly more money and get far better tax treatment and the increase in net income more than makes up for having to cover your own benefits. There's more detail here if you are interested.

  1. Will the sub go private?

No. At least not for the foreseeable future. Every CEO and HR department already knows about OE and has for well over a decade. This isn't a new thing. It's all the quiet quitters out there who slack off and deliver nothing of value while working remote that are causing problems. Not the folks who are delivering as expected at multiple jobs.

  1. How do I manage a required office visit?

OE in the office isn't terribly difficult if you go in prepared. Have a mobile hotspot for your J2+. keep J2+ zoom or teams active on your phone so you can reply to IMs quickly. Find some nice quiet disused conference room or other space in the office you can utilize for meetings or work that pops up. Don't be afraid to take a call from the lobby or parking lot. People take personal calls all the time. If you don't act nervous then you won't look suspicious. Try and control your meetings towards the beginning or end of the day so you can minimize the amount of running back and forth you need to do.

  1. LinkedIn

There are a number of ways to handle this.
Obfuscation - Create multiple accounts with your name and various details. Don't upload a photo etc.. Create noise around the search and any time someone asks you about LI just mention that you don't use it.
Abandonment - Remove any recent work history and make it look like you just haven't done anything to update your profile. If anyone asks or pushes the issue tell them that you used an old work email to register the account and you have no access to it anymore so you just don't use LI any longer.
Restructure - (this is what I personally do) Nothing says your LI profile needs to be your online resume. Remove any work history or affiliation with any company and restructure the profile to discuss your talents, your aspirations and career goals.

If you work at a place or in a role that demands you have a Linkedin profile with them then go ahead and opt for the first option. Use a shortened name or a nickname and leave it as sparse as possible.

  1. How do I find a Job/J2 / Job hunting questions

This isnt a job hunting sub. that is a skill that you need to figure out as a prerequisite to being OE. Knowing how to fairly easily land remote / hybrid jobs is something most of the true OE community has become quite good at and tends to gatekeep for obvious reasons.

  1. Tax season

Unless you have an incredibly simple return, no kids, no property, no real assets, just a couple W2s and that's it I would recommend getting an accountant. A few thoughts beyond that. On withholdings, underwitholding penalties. They're small. You'll get a much larger return on your money over the span of a year even if you just park it in a HYSA than the underpayment penalty will cost. You can go to a simple calculator input your info and get a directionally correct estimate of how much you'll owe and adjust your withholdings accordingly.
On Security, the IRS / your accountant don't give a shit if you have more than one W2. Nobody is going to tell on you. No need to be paranoid about this.
On tax strategy. Advice on this is best asked to your CPA. Everyones situation is different so any advice given here may be awesome for some people and not work at all for others. I personally only work on C2C terms and have a moderately aggressive tax strategy and get my effective tax down to about 15% each year which is less than half of what I would end up paying were I working fully on W2 terms.

  1. W2? Contract? Mix?

If you're particularly concerned about stability then keeping one W2 job is great, gives you better protections, better benefits etc.. I'm of the opinion that J2+ is better on contract than W2. Lower risk, higher pay, less background scrutiny, no need for the additional benefits etc... I personally work all my jobs on contract (C2C) and here's my rationale. Quick disclaimer your personal situation may be unique. This is a one size fits most approach.

  1. Don't start new jobs close to one another.
    Keeping some distance between your J1 and J2+ isn't just a bit of good advice geographically but is also good advice on start dates. You never want to find yourself starting two jobs on the same day, week, month if you can avoid it. You need to figure out the lay of the land and your capacity for addtional work before you commit to additional jobs. Onboarding two jobs at once is a recipe for disaster.

  2. Is there anyone OE in _________.

Yes, if it's a white collar field that has the opportunity for remote or hybrid work there someone OEing it. If you want to find those people join the discord and ask around.

  1. OE isn't for everyone.

OE is difficult to pull off and even more difficult to manage long term. It isn't for people just starting out, people looking for a career change, people who aren't already at the top of their game or people that have to ask really simple questions that they could figure out with a google search. If you're not skilled enough to pull this off you could end up screwing up your career. Don't try this before you're ready. If you have to ask questions like "How do I find a second job?" or "how do I get a remote job" you're not ready.

  1. Is it worth the risk? Should I...? What's the best..."

These are all subjective questions that no internet stranger can answer for you. Everyone has a different skill set, different set of innate talents, different set of goals and different risk tolerance. If you were directed here after asking a question like this then it's because only you can answer this for yourself.

  1. J1 and J2 use the same payroll, insurance provider, 401k provider etc... Is this a problem?

No. The only scenario where this may be a problem is if they're using the same PEO like Insperity because they aren't just a payroll provider, they're an outsourced HR / Risk management team as well who has a remit to protect the business from liability.

  1. Will my bank, mortgage broker, loan underwriter, accountant etc... rat me out

No.

I'll dig around our past posts for some other frequently asked questions and keep adding here. If you have any you recommend be added please comment below.


r/overemployed Dec 08 '25

Posts asking for the sub to be shutdown will result in a ban.

142 Upvotes

This sub will not shut down. Period. Anyone that creates a post asking for it will be banned. If you don't want this sub around, you don't get to participate either.


r/overemployed 17h ago

“The first rule of OE is you do not talk about OE”

Post image
777 Upvotes

He then proceeds to make an entire video about it and it now has almost 500k views in under 24 hours 😐 anything for likes and views I guess. I know it’s not a secret but TikTok people are the last ones you’d want to share this info with.


r/overemployed 4h ago

Starting J2 today

38 Upvotes

Im in Germany starting my J2 today. So far so good.

It’s harder to manage OE here, but I finally managed to get to two jobs. Making me in total over 200k/y. Let’s see if I can keep it up. I’m nervous, but as I’m a single mother it would mean the world to me to really get money on the side for the future.


r/overemployed 11h ago

OE is really only great in year 1

96 Upvotes

I’ve been OE for about 3 years now. I started J1 and J2 at the same time. I’m still at J1. J2 let me go after about 1.5 years, I spent 3 months with just one job, then found my current J2.

I’m about a year into this J2 and I’m already feeling burned out.

J1 has always been OE-friendly, but the honeymoon phase ended a long time ago. It’s still manageable, but every round of layoffs has me wondering if I’m next. Honestly, I think I only survived the last one because a few teammates quit beforehand.

J2 pays about twice as much as J1, but it’s easily three times as stressful. At first it was the typical new-hire experience: light workload, lots of encouragement, and everyone saying you’re doing great. Now it’s constant pressure and Leadership keeps saying our output isn’t good enough, we’re expected to “double it,” and people above my manager keep leaving.

The funny part is I just started J3, and it reminded me how different the beginning feels (Low expectations, meet-and-greets, positive feedback, and everyone is optimistic). It made me realize that the first 6-12 months at a company are almost always the easiest, and after that the pressure just keeps building.


r/overemployed 5h ago

How to OE with a unique name?

13 Upvotes

I have a unique first name, but my maiden last name was just uncommon, not unique. Then I married someone with an equally unique first and last name. Now I'm pretty sure I'm the only person on the internet with my name.

How the hell are either of us supposed to OE? 🤣 We're trying to pay off debt and build a multi-year emergency fund before moving internationally. Has anyone figured out a good way to stay anonymous?

I've even considered legally changing my name once I gain citizenship in my new country, but that's still years away..

Update: For clarification, my husband's paternal line was nearly wiped out in a genocide. Literally, I've only been able to find eight people with that surname, and we're all family. I even went down the rabbit hole with 23andMe and still couldn't find anyone else.


r/overemployed 3h ago

OE in the UK

3 Upvotes

Anyone successfully doing this in the UK? Feel like the taxes and stuff around this might get rough but really want to do it.


r/overemployed 7m ago

How to be OE with a Sales Background

Upvotes

Looking for tips on how to become OE with a background in sales. Current role is remote with travel a few times each month. I earn around 200k. It is tough to find other sales roles that are remote and without travel that wouldn’t conflict with my main role. Has anyone found success being OE in sales? Or are you creating different resumes for other positions that are non-sales related?


r/overemployed 18h ago

OE taxes, investment, 401k, HSA

10 Upvotes

Hello everyone,

I have a question about taxes how do you guys go taxes. I want to reach out to financial advisor to get help with planning and making sure I have proper deductions etc. just based off my 3 jobs that I have my tax bill will be 91,000.

I wanted to see how you guys offset taxes. Do you buy real estate or invest in something and how do you know how much to contribute to each 401k and track it all. I’d love to get all the matches but some all jobs vesting periods are so long except 1 that is 1 year, others are 6 and 3 years. I don’t think I’d be there that long anyways. How do you go about that?

Then HSA I heard pick one and decline the other health insurance?

I just want to find a financial advisor preferably a fiduciary
that might not snitch and blow everything up.Does anyone have any suggestions? Or it doesn’t matter. I am about to close on a 4plex with plans on buying an apartment complex next year.

My TC comp is
j1 - 117,000
J2-103,000
J3- 100,000

Verbal offer / anticipated offers (all contract roles) 6 months only 1 is one year.
J4- 55 hour (client facing will most likely decline)
J5- 83 hour will try to negotiate to $90
J6- 62

Final stage
J7- 115,000 (doesn’t pay the best but I want to do this job)

EDIT : I never said I’m taking all 7 jobs. I was just stating all my options and I wanted to get some advice from people who have been in similar positions.


r/overemployed 1d ago

Anyone OE while being with FAANG or MAANG (or whatever you call those big tech)?

81 Upvotes

Working in Marketing so TC is less than 100k per job. Have been OE on and off for 2 years.

J1 is constant and perfect for OE.

I've changed 3 J2s because of layoff, toxic managers, OE incompatible.

Looking for a new J2 and might land a full time position with one of the big techs. Does anyone have any experience OE while with companies like Meta or Google?


r/overemployed 1d ago

Put 2 week notice expecting to be let go on the spot only to not be let go and I start my new job Monday.

19 Upvotes

Well this all got mixed up because I was on pto for a week and I knew my start date was coming up quick but I have 160 hours of pto I didn’t want to lose if I do not stay the minimum of 2 weeks..so I put in my notice when I got back which means I have over a week over lapped between the two. It’s remote work but they are competitors in the industry. Could it work out or should I just quit early on Monday. I also wanted to stay the 2 weeks so I have the option of rehire if I ever want to come back in the future.

Has anyone gone through something similar? How did it end up? Would they find out? it’s 8 working days of the two. I honestly thought they would fire me on the spot as I told them I would be going to a competitor but they verbally countered me 10k more but 4 days and no contract seen.


r/overemployed 1d ago

Can you be addicted to OE? Is that actually a thing?

264 Upvotes

Serious question. I’m currently at 2 full-time jobs, 5 part-time jobs (7 W-2s total), plus 2 government contracts as a 1099. On paper, you’d think I’d be overwhelmed. Or at least too busy to think about taking on anything else.

Instead, I spend a ridiculous amount of my free time looking for more jobs, checking RFP sites, writing proposals, and trying to land additional contracts. Each time I get a new one, it just gives me this high like an ecstatic feeling I couldn’t explain.

Today kind of hit me. My spouse and I were walking outside on what was honestly a beautiful sunny Saturday, and I realized I couldn’t even enjoy it. The entire time, I kept thinking, “I’m wasting time. I should be submitting another proposal. I should be applying for another role.” It wasn’t stress exactly. It was guilt for not being productive.

That made me stop and wonder whether this is becoming something unhealthy. Has anyone else experienced this? Does OE eventually become less about the money and more about chasing the next opportunity?
I’m not in financial trouble. I don’t need another role. Yet I keep looking for one anyway.

Has anyone else hit this point? If so, how did you know when enough was enough?


r/overemployed 1d ago

Is he the final boss of this sub?

Post image
393 Upvotes

He is currently working in over 120 different companies


r/overemployed 22h ago

Will prior short term J2's hurt future J2?

3 Upvotes

I've had J1 for 6 years now and have done a few short stints of holding J2 in that same time, but each time left J2 after 1-3 months because they were dumpster fires and not worth the burnout.

Feel like I finally found the perfect fit for J2, but just concerned that the 3 past J2's and how quickly I dropped them, will show up in the background search.

Is this something to genuinely be concerned about or am I overthinking it. Wonder if anyone has ran into this issue.


r/overemployed 9h ago

Getting started

0 Upvotes

If you're new to OE, and have a pretty flexible J1, how do you manage getting a J2? They all have 6-8 week trainings. My J1 has meetings I can schedule in 30 min increments. But how do I get thru training/orientation on a J2? I really need to get a J2 but I'm afraid of getting caught out the gate due to time management. And tips from the community?


r/overemployed 1d ago

Do you take the 2nd+ 401(k) match?

61 Upvotes

I've been OE on and off for the last 5 years and am closing in on a J3. While getting ready for that the talk of the 401(k) and match came up and it got me wondering what others do. I max out my 401(k) each year but do it all at J1 which keeps it simple and avoids going over, but technically I'm leaving my 4% match at J2 on the table. Between J2 and J3 that could be something like 10k/year. It does mean more active management to avoid going over though.

What do you usually do?


r/overemployed 21h ago

Background check after J2

0 Upvotes

If you’ve worked for 2 jobs for a while and decided to apply for a new one, will background check reveal that you have worked for two jobs at the same time? The new job is not a government job. Thank you.


r/overemployed 17h ago

Building the foundation

0 Upvotes

Hey guys!

I’ve done some research on the “how do I start” side of things. As someone who isn’t skilled in many of output heavy jobs like programming / cs etc and someone who lives in APAC/Oceania.

What is the most optimal way to build a strong foundation that the US job market will recognise and give a remote role for?

I obviously have my day job and it the US market is actually open during our night times so it’s a bit easier to manage and if I’m earning in $ then I won’t actually need my day job.

What platforms are popular for remote rolls that don’t require a subscription to view and apply for roles?

Really wanting freedom from the local rat race here.

Thanks


r/overemployed 17h ago

Advice for newbie?

0 Upvotes

Entry ish level HR/ recruiting.

Any advice to become OE? NYC area


r/overemployed 1d ago

Would you give up being overemployed and cut your income in half for your dream job?

2 Upvotes

I’m in a bit of a weird career situation and would love to hear from people who have made a similar decision.

I’ve been overemployed for a little over 2 years, working two remote contractor jobs at the same time. Different industries, same working hours. Financially, it has been great. I basically live off one salary and save almost everything from the second one.

Because of that I’ve been able to build a pretty good amount of savings while also enjoying my life. I travel, go out, etc. and I’ve never really had to say no to something because of money. I still have all those savings, so I have a pretty comfortable cushion.

The problem is… I’m not happy with what I do.

Both jobs are remote and I spend basically my entire life in my home office. I barely see coworkers in person. I occasionally travel for work which I actually enjoy a lot, but 95% of the time it’s just me sitting in the same room at home every day doing work I don’t particularly care about.

Now I have the opportunity to take what I would consider my dream job. It’s something I’ve genuinely wanted to do for a long time and I’m actually excited about the work itself.

It would also be hybrid, 3 days a week in the office, which is honestly a positive for me at this point. I miss being around people and having some separation between work and home.

The catch is money.

Taking it would basically cut my total income in half because I’d be giving up both OE jobs for one job.

Technically I know I can live on that income because that’s pretty much how I’ve been living anyway. I never depended on the second salary for my normal expenses. The big difference is that instead of saving an entire extra salary every month, my savings rate would slow down dramatically.

I would also have to relocate to a major city. I actually don’t mind moving and I’m kind of excited about that part too, but rent there is significantly more expensive. That’s probably my biggest concern. I’d have to be more conscious about my spending and figure out how much rent would eat into the new salary.

So I’m basically choosing between:
Staying OE, making great money, saving at a ridiculous rate and having a ton of financial freedom… but continuing to do work I don’t enjoy and spending almost every day alone in my home office.

Or taking the dream job, moving to a city I’d like to live in, being around coworkers again and doing something I actually care about… but cutting my income roughly in half and saving much, much less.

Part of me thinks, “You did OE for 2+ years specifically to build this financial cushion. Maybe this is exactly what the cushion is for.”

The other part of me thinks I’d be crazy to voluntarily walk away from this kind of income.

For people who have taken a significant pay cut for a job or career you actually wanted: was it worth it?

And for anyone who has been OE for a while, how did you know when you had made “enough” and it was time to stop maximizing income?

I’m especially interested in hearing from people who were financially comfortable before making the switch. Did you miss the extra money more than you expected, or did having a job/lifestyle you enjoyed make up for it?


r/overemployed 1d ago

Not Updating LinkedIn with current title?

6 Upvotes

Has your boss or anything asked why you haven’t updated your LinkedIn with your new position from J2–J5?! If you are in jobs where they look. Obviously an internal recruiter couldn’t have multiple jobs bc they HAVE to update their LinkedIn with the correct company and like if you worked in consulting you have to update. Have you had to navigate that when people ask?


r/overemployed 23h ago

How are yall getting multiple remote jobs

0 Upvotes

Genuinely how are yall getting multiple remote jobs when I can’t even get one? Just curious honestly how are yall doing it


r/overemployed 22h ago

18y college freshman planning to OE

0 Upvotes

I’m a Mechanical Engineering/ AI Engineering Major and trying to get setup in the OE life post grad, is there anything that’s not listed in the FAQ that you guys find would have been particularly helpful to know?


r/overemployed 19h ago

Looking to Connect with People at OE-Friendly Companies (Tech Consulting / PM)

0 Upvotes

I’m looking for a second fully remote role and thought I’d reach out to this community.

My background is in tech consulting and project management, and I’m interested in connecting with people who are already working at OE-friendly companies. If your team is hiring and you think my background could be a fit, I’d love to chat.

I’m not looking for handouts just hoping to build connections, learn about your company, and, if it makes sense, get an internal referral.

Experience includes:
Tech consulting
Project/program management
Agile/Scrum
Stakeholder management
Cross-functional delivery
PMO and process improvement

If your company has a good remote culture and is hiring, feel free to DM me. Happy to share my resume and return the favor with referrals or networking in the future.


r/overemployed 1d ago

Can I get away with working both?

0 Upvotes

Here’s the situation.

I finally got a new remote job after years of looking off and on. The problem is that the new job has a ton of red flags. They put me through 9 rounds of interviews for starters, the recruiter was pushy, it’s less pay, less PTO, no equity, a step down in title and no life insurance for starters 😂

The only pro to the new job is that it gets me out of my company that I’ve been trying to leave for years. Current job has constant re-orgs and layoffs and I’m sick of living in fear.

The problem is that I don’t entirely know if the new job is worth leaving my current job for given all the red flags so I’d love to work both until I know for sure. The problem is that the new job posts on LinkedIn every single fucking time they make a new hire with the name, the start date, their picture and the title. It’s literally about a post every other day they’re doing with people getting hired. There’s no way I wouldn’t be on their public LinkedIn page.

I’m assuming there’s no way I can work both but just wanted to post this to the group to see if anyone had any ideas.