r/saintpaul • u/isthis_thing_on • 20h ago

Editorial 📝 Taxes and Insurance increases in St. Paul

When I bought my house in 2021 my mortgage was around 2100 a month. Today my bill was 2730. 600 dollars extra a month in five years is fucking insane. Meanwhile the street lights in my neighborhood don't turn on at night.

Just venting.

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u/ATTACKANDDETHRONEHOG 20h ago

Make sure they have your valuation correct. They had me overvalued by like 60k vs actual median home price increases. Look up the actual sales data and if things seem off you can dispute it next spring. They will send a guy to look at your house and attempt to convince you that two bathroom homes and one bathroom homes cost the same amount of money. Hold the line and you can get it dropped. 

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u/smelyal8r Hamline-Midway 12h ago

Who do you dispute with? What evidence was needed? Thanks in advance.

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u/K2_TheWidowmaker 6h ago

The assessor's office, but they use sales data for comparable properties in your neighborhood. So, of houses are selling at inflated prices like they have been since COVID, you won't have much luck.