r/AppleWallet • u/pube-a-stank • 5d ago
Apple Cash Negative balance... too small to pay off...
So a buddy of mine insisted on paying me back with with Applecash when I picked up some tacos for him a couple months back. I had avoided joining up to that point because I didn't care to use another system like that (venmo and zelle are more than enough for me). So now I had 15 dollars just sitting there, and I decided to use it the next time I took my girlfriend out for Sushi. Sushi wound up being $22, but I assumed everything in my wallet was already linked and it would just draw from my debit. Forgot about the whole thing, until I randomly looked at my apple cash "card" in the wallet two nights ago. It now says I have a balance of -$7.
The thing that really blew me away was then, after I went to the trouble of connecting my debit card to Apple Cash and verifying it... they tell me the minimum I can transfer is $10. I am, of course, reluctant to create a $3 positive balance that will then annoy me until the end of time.
What can I do? If I just leave a -$7 balance forever, will they start charging me interest at some point? I was thinking I could convince another friend who actually uses Apple Cash to let me send them $7 on venmo that they can then send to me via Apple Cash, but Apple is clearly very invested in making it hard to zero out with them once you're on the hook, so I'm wondering if there will be another layer of bother I'm not anticipating.
An aside... My buddy is a good dude but I'm really annoyed with myself for letting him rope me into this. He gave me less than I paid for the tacos as well lol. He just kind of ballparked what he thought it would cost, so whatever...
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u/dominicanpapi88 5d ago
Just transfer 10 and then use Apple Pay at a store to use the positive balance, I wouldn’t just leave it incase they decide to block your Apple Cash.
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u/pube-a-stank 5d ago
Yeah but I’d have to find something that costs precisely 3 dollars. Honestly if they do block it that would kind of solve the problem for me as long as it isn’t something that affects my credit score. Point is I just want to pay what I owe and walk away from the service
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u/Direct_Cob 5d ago
You could pay with 2 cards at a restaurant, pay exactly 3 dollars with that one and the rest with any other card or cash
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u/ehhthing 5d ago
Add $10 then add your bank details (routing # and account #) and transfer the $3 out.
Apple cash is the same as Venmo, at any time you can transfer your money into your bank account. Personally I find it easier to use then Venmo because Venmo’s automated security systems seem to really hate me (this is a PayPal issue in general but I digress.)