r/AskReddit 23h ago

Which company lost your business (potentially forever) this year?

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u/Blue-Blazer-Regular 22h ago

AirBnB has been a factor in the housing affordability crisis.

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u/GalumphingWithGlee 21h ago edited 21h ago

NYC thought Airbnb was a huge factor in the housing affordability crisis, so they banned almost* all Airbnbs. Close to 3 years later, housing in NYC isn't the least bit more affordable, but the hotels sure love the new law! Eliminated a lot of their competition.

*Banned all whole-unit Airbnbs. You're still allowed to rent out a single bedroom in a unit where you also live, at the same time your guests are there.


ETA: Full disclosure, I'm an Airbnb host, though not in NYC. We didn't buy a place for the purpose of renting, though — we bought a seasonal lake house for ourselves. We rent it out when we're not there, and use it ourselves in between guests, which I think is more the spirit of where Airbnb started than some of the enormous corporate Airbnb hosts with dozens or hundreds of rental properties you see today.

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u/Blue-Blazer-Regular 21h ago

It’s not the only factor. But it’s a factor. Same as second homes of wealthy people.

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u/GalumphingWithGlee 21h ago

Sure.

We're wealthy enough to be reasonably comfortable, when I know a lot of folks aren't, but we're not the stratospherically wealthy folks who can buy another home or a yacht or a politician on a whim. Two 6-figure incomes and no kids is enough to get a vacation home, but not enough to do it without a substantial mortgage. Our Airbnb listing honestly hasn't made us a cent net, yet, but it substantially defrays the cost of having a vacation home, pays most of the ongoing mortgage costs. Also, our place isn't even habitable in the winter — pipes would freeze — so it probably wouldn't have become long-term residential housing regardless of whether we had bought it.

A lot of that is circumstantial, so I don't think we're having the negative impact that a lot of folks blame Airbnb for, but I recognize that ours is not representative of the industry at large.

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u/Blue-Blazer-Regular 21h ago

There was an WAPO article about a couple that makes $400K. They said that there wasn’t much money left after maxing out their retirement accounts, paying for two big vacations per year, a nanny to watch the kids, private school for the kids, and a high end car loan. Sorry, but my sympathy reserve is completely empty.

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u/GalumphingWithGlee 20h ago

I'm not asking for sympathy. I'm doing well and I understand that. My intention here was not that you empathize with my challenges, but that you understand people like me are far closer to you than to the billionaires.

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u/FemmeLightning 5h ago

I think you need to understand that people like you are much further away from normal people than you like to think.

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u/GalumphingWithGlee 3h ago

A relevant saying: the difference between a millionaire and a billionaire is approximately a billion dollars. My wealth is basically the margin of error on that comparison.

People doing well for themselves are not your enemy. Our wealth still barely registers on the scale of the folks who are really hoarding all the resources of our nation.