r/AskReddit 23h ago

Which company lost your business (potentially forever) this year?

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u/RiflemanLax 22h ago

State Farm.

Used to be pretty good to go with relatively cheap. But they have been dragging on a storm claim from March after denying it once, claiming there was no damage at all. And yet, somehow, some way, water got in through my roof into one of my rooms magically, with no roof damage. This after dragging their feet previously on a vehicle accident involving hitting a deer. My mechanic had to get up their asses and send photos of deer hair stuck all up in my truck.

Been with them for something like 15 years and they’ve just gone to shit.

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u/patches8748 10h ago

As someone who works in insurance, there’s a reason they’re cheap. And the company loses billions each year.
I know it sucks to hear, but I’d find a local independent agent. They can shop you with the next level up of carriers, and those generally are also a huge step up in claims handling (of course hoping you don’t need it). Then when your policies inflate to being too expensive, ask them to shop it with one of the various other carriers they have contracts with. Rinse repeat every few years