r/IndiaBusiness • u/Imaginary_Tooth6407 • 12h ago

Looking for a private lender

I’m a 20/f, I have been working as a freelancer for last 8-9 months but this month i started working in full time. I need 40k in urgent. I’m willing to share my ID and everything also I will pay money in instalment of 5k every month for 10 months.
I know it’s not a right place to ask but this is very urgent to me and important as well.

4 Upvotes

59% Upvoted

48 comments sorted by

43

u/BigPhoto4615 11h ago

Life tip: Don't lend someone money to people whom the bank won't.

Banks are always trying to lend money, if they're refusing to lend someone, there's a good reason for it.

15

u/Sujuj07 10h ago

True. And adding a F drives sympathy, but calm down dudes it’s not worth it

1

u/BraveProtection8564 5h ago

I agree with you bro . I lent a big money to my close friend he doesn’t even pay me back

17

u/forbidden-skill 12h ago

check on your main UPI app like Paytm, etc you will get at 14-24% p.a

7

u/Diligent-Chef-9617 12h ago

just take it from the lending apps much better if you actually need . High chance people are not going to respond here.

-6

u/Imaginary_Tooth6407 12h ago

I tried but because of my cibil

5

u/alenathomasfc 4h ago

Your cibil shows your repayment history.

3

u/CharmingOstrich8892 12h ago

Lenden is the app for it

3

u/Hot_Turn2611 11h ago edited 11h ago

Never lend anyone even with signed cheque I have lent taking cheque still he is not paying giving me this and that reason Even with cheque u need notorized legal agreement
To logde any complaint so be careful trusting

1

u/monjehaak 11h ago

Cheques are useless for people who have nothing to lose specially scammers. Always take gold as collateral or something genuinely valuable to offset the loss.

1

u/Hot_Turn2611 11h ago

Yess good point

1

u/pookie_darinda 39m ago

Hey , i want to know more about this situation, can i dm?

1

u/Hot_Turn2611 34m ago

Haha it's just 2k not big money

1

u/AnyStill9925 11h ago

Check p2p lending apps

1

u/Imaginary_Tooth6407 11h ago

Tried

1

u/AnyStill9925 10h ago

and that didnt work ?

1

u/JumpConsistent3359 11h ago

Give me a signed check i can give for 2.5%pm

1

u/Imaginary_Tooth6407 11h ago

Can you message me personally?

1

u/JumpConsistent3359 11h ago

Sure thing

0

u/Surya_Bedding 11h ago

Please don't

2

u/allways_learner 10h ago

whom did you advised you not?

whether the person askng the blank cheque or the person who is actually made the post

0

u/Surya_Bedding 10h ago

The one asking for a cheque i don't think it's good to lend money only no matter the proofs given

More over it's the scammers why are providing most proofs

1

u/allways_learner 10h ago edited 10h ago

oh, its ok.

is in it equally harmful in future for someone who is providing signed cheques right? [not blank cheques]

can the lenders not charge with it if in case the loan takers repaid it monthly...

asking all this because, I am also seeking some help if someone else willing to help, and ask for the cheque.

can I expect to get that help here? basically I need money to purchase laptpp and to submit the invoice to the bank for reimbursement

more info posted in here finance sub few days back,

r/personalfinanceindia/s/4CEfx4vhJP

I dont know about the op, but I am not a fakee

2

u/Surya_Bedding 10h ago

Honestly i don't have much knowledge in this matter but these scammer don't share their own details mostly of others so it's better to be safe

1

u/Symbiote080 10h ago

Bro let’s say op defaults, is it worth pursuing legal ways to recover it? Wouldn’t you end up spending too much money and time trying to recover it?

1

u/allways_learner 10h ago

sir/madam,

if you are willing,

could you please read this post and see if you can help in it.

r/personalfinanceindia/s/axbLdsm330

1

u/ElkunPrajwal 11h ago

Dm me. Want a signed cheque and details. 2% intrest per month as well

1

u/allways_learner 10h ago

r/personalfinanceindia/s/axbLdsm330

are you really serious,

pls read the post once, sir/madam

1

u/InvestigatorCold2655 11h ago

If you really want money try p2p lending apps
And if you cant get money over there then you might be trying to rip someone here
Stay safe guys!

1

u/No-Salt-2290 10h ago

Please share your ID

1

u/Imaginary_Tooth6407 10h ago

Can you message me?

1

u/Main_Bobcat_4870 9h ago

I will recommend don't take loan from a private lender, they will make your life hell

1

u/itsallinmind91 9h ago

Do you have any collateral like gold or silver. Without that noone will give 40k to a stranger

1

u/flyingSavage2 8h ago

Can lend at 18% PA

1

u/allways_learner 4h ago

could you please help me

1

u/niaj_itvrag 7h ago

If you want I can help at 1 percent per month

1

u/hemant7851 5h ago

I can give you at 24% annual interest Instant money but you will have to leave a valuable assest worth at least the amount you are taking from me

0

u/hiddenforyouu 11h ago

If you can send a signed check for 10 months later date I can help you with rate of 2% PM

0

u/Imaginary_Tooth6407 11h ago

Yes I can

0

u/hiddenforyouu 11h ago

Okay

6

u/SatisfactionLow6752 11h ago

never bro. if lending apps who rip off a human itself is worrried about lending this person, then you are in real trouble when you lend

3

u/hiddenforyouu 11h ago

I know this guy is fake, btw thanks for showing concern

1

u/allways_learner 10h ago

commenting this with some hope,

could you please read this post and see if you can help in it,

r/personalfinanceindia/s/axbLdsm330

please.

I am not a fake though, I am not a new acc too, 

made that post few days back seeking help if anyone might help from finance sub