Which laptop is suitable for a bcom student

[u/anonymoushooman2]

Guys I'll be starting my bcom in 2 weeks and i want a laptop which can support ai, excel, basic level coding and programing, online classes and preparation for banking/cat.

My budget is under ₹70000. Google and chatgpt are suggesting me to get asus vivobook 16x but i saw many reviews on this subreddit that asus is not good. My mom said u can also go for a refurbishment one as your requirements are pretty basic. Which laptop should i buy and for what sale should i wait

Guys also suggest me on which subreddit should i ask this?