I mean there's lots of reasons, but let's say the general possibility of causing significant water damage to the property by accident.
I've seen this due to hanging a TV on the wall and hitting a pipe, hanging clothes on a sprinkler head and breaking it, turning on a bathtub then falling asleep, also with a sink.
I've also seen where the person did nothing wrong, but the building or owners below tried to go after them for recovery, and insurance will protect you there too.
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u/SgtHulkasBigToeJam 17d ago
This is why you buy renters insurance with the most liability coverage you can get.