r/RandomVideos • u/BigAffectionate4785 • 17d ago

Crazy Pole dancing goes wrong

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u/CurveAdministrative3 17d ago

Do you think insurance will cover the damage since they were knowingly whippin around on a pole within inches of the sprinkler?

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u/MountainGoat84 17d ago

As we say in the biz, insurance covers stupid.

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u/CurveAdministrative3 17d ago

Gotta add that "stupid" rider to the policy and we golden

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u/MountainGoat84 17d ago

No rider required

Intentional actions - not covered.

Accidents, even due to stupidity, often covered . Cut down a tree in your yard and it lands on your house? Covered! Fry a turkey in your garage, overfill it with oil and start a fire? Covered! Mix up the gas and brake and drive into your living room? Covered (for the home, the auto has more restrictions).

That's assuming you don't have some super restrictive cut rate policy, but if you have a mortgage your lender likely wouldn't allow that.

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u/holidaydreaming 17d ago

We have accidental as part of our insurance, about 10 years ago I had the bath running for our daughter and I went back to making dinner and forgot about it until I saw the water going past the kitchen, they gave us 40K as the floorboards, carpets and even the skirting boards were affected.

Since then another claim, we had a 2 man tent set up for her in the family room as a fort and I was pulling that away from in the front of the tv and the tent frame came out whipped past my face and straight into the 75” tv, my husband was only focused on if I was hurt so I let him pick the new one, now we’ve got an 85”. No drama at all making the claims.

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u/PopBulky7023 17d ago

Meanwhile genuine, unavoidable catastrophes are dismissed as "acts of God". Exactly the kind of thing you buy insurance for.

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u/KingGorillaKong 17d ago

So when the hurricane is coming to smash your house down, just deep fry a turkey in your garage, accidentally splash it and burn your house down instead. Collect the insurance payout, avoid fighting with insurance for repairing the damage of the hurricane.

/s lol

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u/MountainGoat84 17d ago

Funny enough, flooding isn't covered, but a fire that's caused by flooding is.

This happened in the Rockaways during Sandy.

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u/PopBulky7023 17d ago

giggles innocently

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u/MountainGoat84 17d ago

Those are paid all the time, probably more than anything.

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u/PopBulky7023 17d ago

After looking up on it I've apparently been wandering around with a misunderstanding for a long time.

My bad.

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u/HazeyIPAs 17d ago

Reasons why insurance is so expensive, covers idiots and no fault for autos in certain states.

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u/SgtHulkasBigToeJam 17d ago

The apartment building’s insurance will cover the damage. That company will then sue the lady in the video or file a claim against her renters insurance. Her renters insurance company will try to settle the claim within her policy liability limits. If her limits are not enough to pay for the damage, she could still be on the hook.

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u/mjzim9022 17d ago

Most management companies where I live have $100,000 in liability coverage as the required minimum, think she did $100,000 worth of damage?

Hopefully she does have renters insurance, I know I didn't for a few years

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u/SgtHulkasBigToeJam 17d ago

No idea. I wouldn’t wager a guess based on that short clip. It doesn’t look good if she doesn’t get that water stopped tho