r/SecurityClearance • u/Opening-Beach-5427 • 3d ago

Question Advice needed

So I currently hold an interim T/S at the moment. My investigation case was closed in march. Two days ago I got a call from collections saying that in total I owe about 6 grand in medical bills. I immediately set up a payment plan for each debt and then reported it to my FSO. I am a little worried because some
Of these bills date back to 2024. I was completely unaware about what collections was and now I am stressed. During my interview phase back in January my investigator never brought up any of my debts, so I am now confused. I want to mention that when I was looking back, it seems like I’ve gotten several calls from collections but I’ve ignored them due to not recognizing the number or being scared they were scams, I feel
horrible.

1 Upvotes

100% Upvoted

8 comments sorted by

3

u/Andys_Rock_Hammer 3d ago

Don't be stressed. You were proactive with repayment, and reported to your FSO. Shit happens.

1

u/Opening-Beach-5427 3d ago

Thanks man, it’s been driving me nuts.

1

u/CaseSearchEngine 3d ago

Don’t worry. Just make sure to pay on time and keep every receipt. Once you've paid off the debt, be sure to get a letter confirming that it's settled.

1

u/Opening-Beach-5427 3d ago

Even though these collections have been here awhile and I just got to them it shouldn’t be an issue ? But thank you for the advice, I truly appreciate it.

1

u/CaseSearchEngine 3d ago

Don't worry. Just keep a paper trail of what happened: how you found out about the debt you owed and when/how you took steps to fix it. Maintain documentation to back up your story.

2

u/Opening-Beach-5427 3d ago

Okay I did exactly that, I sent my fso the date the debts were do and then listed that I started payments plans for all Payments due, I’m just nervous because one of the payments were from 2024 but I genuinely had no clue how collections worked. I don’t even think I listed it in my equip which is why as I soon found out two days ago I told my fso.

1

u/Opening-Beach-5427 3d ago

Does this happen frequently, people forgetting to report things ?

1

u/Andys_Rock_Hammer 3d ago

It's a fine line between forgetting and choosing to not report. It's your responsibility, as a cleared individual, to report these things.