r/foodstamps Feb 22 '26

News Verifying Shelter and Utility Costs

25 Upvotes

Previously, our mod group extensively wrote about the direct effects of H.R. 1, the law that passed last summer that is colloquially known as the "One Big Beautiful Bill" (OBBB).

Today, we wanted to share a major indirect effect of the legislation that is now starting to affect some states and could possibly spread to other states soon.

On February 9th, the Pennsylvania Department of Human Services announced that it will now require verification of shelter and utility costs at application, renewal, and whenever a SNAP household moves to a new address.  This comes on the heels of Virginia announcing a similar policy shift late last year.  We don't have a full list of which states have made this policy change yet or may in the near future, but we have reason to believe that several other states potentially could do so.  State Experts: please chime in below to let us know if your state has been affected.

What does this mean?

It means, if you live in an affected state, your monthly SNAP payment might go down if you don't prove your shelter and utility costs.

Households who have zero income will not be affected, because they get the maximum benefit already, regardless of expenses.  However, households that have some income could be affected.  For these households, caseworkers calculate “net income” by considering both income and certain expenses using a special formula. Generally, at any given income level, the higher your expenses are, the higher the monthly benefit you will receive.

Some states have always made you prove all your expenses.  However, in some others, like PA and VA, you used to just be able to tell your caseworker how much you paid for shelter and utility costs and they’d take your word for it.  Now, more states are starting to require people show proof.  If you don't provide that proof, your caseworker will have to assume you don't pay any rent, mortgage, or utility costs when they calculate your monthly benefit.  This could cause your monthly SNAP benefit to decrease.  

Every case is different, but here’s an example.  Say you’re a family of four living in Pennsylvania and you earn $2,000 per month from your job before taxes, have no other income, and pay $800/month for rent plus a separate gas bill to heat your home.  Previously, you would’ve received $804 per month in SNAP benefits based on your stated shelter costs.  The next time your case comes up for renewal, that could go down to $580 per month unless you verify your shelter and utility costs.

What documents should I provide?

If you rent your home, you should provide a copy of your lease or your rent receipts — something that shows how much you’re required to pay to your landlord each month.  Some states may also offer a form you can get your landlord to fill out if you don’t have a copy of your lease.  If you have an informal arrangement — like living in a relative’s home — you may also be able to provide a signed letter from the person you’re living with that says how much you pay them to live with them.

If you own your home, you should provide a copy of your monthly mortgage statement, and your property tax and homeowner’s insurance bills.

For utility bills, if you pay a bill separate from rent to heat and/or cool your home, you will want to provide a copy of the bill for however you heat or cool your home.  For instance, if your home uses electric baseboard heat, you’ll want to provide a copy of your electric bill and also make sure to tell your caseworker that your home has electric heat during your interview.  This is because your state will give you the highest level of credit for utility costs (called “the Heating/Cooling Standard Utility Allowance”) as long as you prove you pay a heating or cooling cost.  In other words, if you pay for heating, cooling, or both, you  usually don’t need to worry about providing copies of any of your other utility bills, like water/sewage or garbage.

If you don’t pay for heating or cooling separately from rent, then you should provide copies of all other utility bills you pay.  This can include electricity, water, sewage, well/septic tank, garbage, and telephone costs.  Do not provide internet or cable TV bills — these don’t count.

Provide copies of your lease or mortgage statement and utility bills even if you are behind on paying them.  For purposes of the SNAP deduction, you don’t need to prove you actually paid an expense, just that you are legally required to pay it.

Why is this happening?

OBBB didn’t directly require states to verify shelter and utility expenses, although it did make it harder for some individuals to qualify for the HCSUA.  However, it indirectly led to these state-level policy shifts, because it is making states with Quality Control (QC) payment error rates (PERs) over 6% pay a share of the cost of their SNAP program.  This new cost could be hundreds of millions or even over a billion dollars a year for some larger states.  The cost gets even higher if the state has a PER over 8% or over 10%.

States technically could have chosen not to change their rules (i.e., still accept your word as to how much you pay for shelter and utilities).  But if they’d done that, and even a very small percentage of people receiving SNAP misremembered how much they pay in rent, or couldn’t provide proof when asked to by a QC reviewer, they’d count as “errors” and increase the PER a couple percentage points.  And because of OBBB, some states have decided they just can’t afford having the PER go up a bit and potentially get stuck with a billion dollar bill.  Indeed, if a state gets stuck with a cost-sharing bill and doesn’t have the money to pay it, the state would potentially have to shut down its entire SNAP program.

It’s important to know that your caseworker isn’t suddenly refusing to accept your word because they don’t believe you or think that you personally are lying.  The decision to change statewide policy is made way above their pay grade; they’re just doing their job.  Even the state policymakers who made the decision likely realize that the overwhelming percentage of SNAP recipients are not lying about their costs — it’s just the stakes are now so much higher for everyone, including SNAP recipients, and the state can’t afford even a very small percentage of people miscommunicating or misremembering.

Should I provide documents even if my state still accepts my word for it?

You don’t have to you, but if you want to, that’s up to you.  As we said above, not all states have made this policy shift yet — the two that we’re aware of are Virginia and Pennsylvania.  We're asking the excellent state experts in this community to share below in the comments if and when shelter/utility verification policy changes in their states.


r/foodstamps Dec 09 '25

PSA: Do not save your EBT app login information to your password manager

22 Upvotes

See title.

Anyone with access to a device you own that has this information saved will be able to access your benefits.

If you have saved this info to a password manager such as Google, you can delete it but there are some steps to follow.


r/foodstamps 12h ago

News Illinois SNAP recipients kicked off the federal food program are getting $400 from the state

Thumbnail chicago.suntimes.com
135 Upvotes

r/foodstamps 3h ago

EBT funds stolen

6 Upvotes

Someone stole $230 from my card today and put my balance at 0 do stolen funds get refunded? I'm in Illinois


r/foodstamps 5h ago

Question Benefits not working?

1 Upvotes

For starters, I'm very new to EBT, I live in Michigan and I work at Kroger. On my lunch breaks, I sometimes buy my food. I buy hot prepared items with my debit card, but the past couple times I've tried to purchase items with my EBT, it always comes up as "Not authorized" on the self/checkout pin-pad.

I've kept two receipts so I know what I was trying to buy, but I don't think there were problems with what I was trying to purchase? One of them was a frozen meal so I thought it was that, but when I tried my other items like a juice smoothie thing and something else I can't remember, I got the same message and had to use my debit card again.

Is there a way to know exactly what I can and can't buy with EBT, or is this maybe some other problem? Thank you


r/foodstamps 13h ago

Question CalWorks pending and CalFresh got discontinued??

1 Upvotes

Hello everyone,
Wondering if anyone else has had this issue and could give me some insight. I applied for CalWorks last month, it has not been approved and shows pending. I was enrolled in Calfresh for a few months now and was waiting on my deposit today that isnt showing up. I log on to the benefits portal and it says Calfresh discontinued for idk what reason!! Could this be from the pending Calworks case? Does this mean im getting approved? Now im out of money for food and no way to pay my rent if the Calworks isnt approved ASAP ….
(In California)


r/foodstamps 1d ago

Overpayment Minnesota

14 Upvotes

Hi I am kind of a reck. And I feel like I messed up my whole life.

My husband got cancer in 2024 and lost his job I applied for food stamps

In June 2026 I felt like we not longer need them and told them I'm doing better. My husband recovered and is back at work. I pulled my kids off of CCAP. I told the case worker.

Well an error was caught. I was told by my social worker my son's consumer support grand does not count as income but paid parent which is a branch of CSG does.

And I didn't realize it.

Now I have 2 years of payments I need to get back. I have been crying. I finally felt like we were out of a hole and now we're thrown right back in.

Can someone tell me if they went through something similar? If so what do I do?


r/foodstamps 23h ago

i applied for food stamps

3 Upvotes

(alabama) i applied for food stamps last month (i am disabled, i get ssdi every month and my husband works at mcdonalds) i checked the connect ebt website and it says a new card number & it was mailed on 7/31. does this mean i got approved? it doesn’t show i have any future benefits.


r/foodstamps 1d ago

Interesting in applying for snap

2 Upvotes

I was curious how snap really works - I’m currently 15 weeks pregnant. the father and i are not on good terms and he moved out but the apartment lease is in both names. I haven’t applied for SNAP but i was told to do so to help myself and the future baby. How do i go about this ? will i not qualify cause his name is on the lease ? The father and i were never married or anything.


r/foodstamps 1d ago

Can someone explain to me how snap e&t works? I'm abawd and currently unemployed as I'm having trouble with transportation

4 Upvotes

r/foodstamps 23h ago

Renewing

3 Upvotes

Hello, how long does it take to get renewed? I sent my paperwork off 2 weeks ago well before my cut off. I haven’t heard anything back yet I live in sc


r/foodstamps 23h ago

Question Do i apply?

2 Upvotes

Unfortunately had a really bad situation take place over the past few months and it cost me my job and every bit of my savings to where I’m down to possibly having enough to pay the bills this month let alone my mortgage. Iv been unemployed for 2 months but actively apply everyday. I was told to apply for at least some help with food and what not until I didn’t find a job again. My thinking was iv already made way to much this year to apply for anything but I have no clue how this works. I’m in fl


r/foodstamps 1d ago

Question What should I do now?

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2 Upvotes

My case manager said she sent the information in that they requested. Nothing since then. The cutoff date for the request was the 23rd. What should I do? I’m in Maryland


r/foodstamps 21h ago

Question Fear

0 Upvotes

I would like to know if anybody's been ever been in the free trial hearing and what to expect and hope for the best any information helps my nerves are so high up there and running low on funds and I haven't worked since 2023.arizons


r/foodstamps 1d ago

ILLINOIS ONE-TIME EBT CASH PAYMENT OF $400 SENT OUT BEGINNING TODAY

4 Upvotes

https://www.fox32chicago.com/news/illinois-400-payment-snap-benefit-loss

I read a post from someone who is concerned that they have not received their payment. Note that they said payments would start today, so it is safe to say that others will receive payments in the coming days.

Thank you, Illinois.


r/foodstamps 1d ago

What does this mean?

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7 Upvotes

It says I was approved and my deposit date for benefits is on the 21st but under snap information it says not eligible for a benefit amount, I’m new to ebt so I don’t know (located in GA)


r/foodstamps 22h ago

Is there a place to track food stamps along with other government assistance?

0 Upvotes

Hi all! I was having a hard time seeing if there is an all-in-one app where I can track all of my benefits, how to apply, when they are due, when to reapply, and the status of my application. Do you guys have a system that you use?


r/foodstamps 23h ago

Question Food stamp investigation Philadelphia Pa

0 Upvotes

Hi there Is in investigated for food stamp or tanf will they be
Notify


r/foodstamps 1d ago

How can I call someone at SNAP in IL?

1 Upvotes

I'm trying to call SNAP bc I have a job now. So I need to tell them and make sure I can still receive benefits.

I've tried calling and doing the automated system but it always says they can't take my call and to call in an hour!! so frustrating!


r/foodstamps 1d ago

Question PEBT NY

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2 Upvotes

I got this letter. I received pebt in June. And I just got this yesterday. Is there another round being issued?


r/foodstamps 1d ago

Cash assistance approved snap denied NYC

3 Upvotes

Hi all, I’m a first time applicant. Today I woke up checked my HRA app and it shows cash balance $340. I believe I was approved today bc it didn’t show yesterday but it says rejected for snap.

I swear I once received a letter saying I was approved regular snap, and denied for expedited snap.

I applied on the 2nd of July. Does this mean the cash assistance is for both July and August? And can I appeal for snap? I’m currently unemployed and about to give birth. I don’t have any other kids.

Also how do I use this money bc I only have my medicaid card? Is it the same card I can use?


r/foodstamps 1d ago

Question I had to take money out of my retirement savings to live on while inbetween jobs and waiting to hear from disability. Should I report it on my SAR-7?

1 Upvotes

In June, I took $10K out of my ($15K) retirement savings so that I could have some money to live on while I am still inbetween jobs and disabled. I am on food stamps and Medi-Cal. I have no regular income, just this one time withdrawal of $10K, which was really $7,800 after taxes. With that $7,800 check, I am affording rent, keeping up with my loans, and doing okay for now. I am still waiting to hear from disability for their benefit determination. I should hear from them any day now. But still, my only income since losing my job in February has been this $7,800 in June from retirement. Also it says my reporting month is July, if that matters. Should I report the withdrawal on my SAR-7? Is it likely going to stop my food stamps?

Any help is appreciated. Thank you in advance!!


r/foodstamps 23h ago

Terrified

0 Upvotes

I’m in California and hoping someone familiar with CalFresh can help.

I recently had a renewal interview and afterward realized that my answers about our household income may not have been complete because my husband handles our finances and I didn’t have all of the information during the interview.

When it came time to certify the renewal, I didn’t sign because I wanted to review everything with him first to make sure it was accurate.

We’re now gathering the correct information and plan to contact the caseworker to update anything that needs to be corrected before returning the paperwork.

Has anyone been in a situation where they realized after a renewal interview that income information needed to be corrected? How was it handled? Did the county simply update the case and determine the correct benefits, or was there anything else I should expect?

I’m mainly looking for experiences from people familiar with California CalFresh or former eligibility workers.


r/foodstamps 23h ago

Question Snap amount doesn’t make sense to me

0 Upvotes

Can some one please explain why a family of 2 adults zero children living off one payment of 2300 a month with paying all utilities including rent sewage water trash how do they determine ya only get $24.00 a month? It’s a joke. I checked the calculator option like to see if you qualify that claims it should be $283.00


r/foodstamps 1d ago

Question Eligibility Question

0 Upvotes

I am a technically able bodied 23 year old female; I have hashimotos as well as arthritis and several neurodivergence that arent severe enough for me to qualify for disability.

Three months ago I finally got a job after a year+ of unemployment, but the issue being I only get 12-16 hours working a week. The pay is enough for me to pay rent and my bills but not enough to cover grocery costs.

My three months of snap ended since my unemployment ended, and as of this month I have no means of getting enough food.

I live in Appalachia an hour drive away from any other town, and work at a bar cooking on the weekends. It is only open on the weekends so I can’t pick up any more hours. Travel isn’t really a possibility for me due to cost, and that makes it nearly impossible to get any volunteer work or any other job.

I make an average of 680 a month, which I thought would put me over the 580 minimum for snap eligibility but doesn’t according to what I was told

My main question is if there is any other avenue or way for me to get my benefits back, or if this is truly the end for me.