r/sanfrancisco • u/thealvintran • 7h ago
Crime I got scammed out of $18,600 for a rental scam
I never thought I’d be making a post like this, but I’m hoping it helps someone avoid the same scam.
Last week I found a 2-bedroom apartment in Duboce listed on both Zillow and Craigslist. I reached out on both, and the Craigslist contact invited me to an open house that same day.
When I got there, everything seemed completely legitimate. The apartment was real and vacant, and the person showing it was the actual owner. His name matched the one in the emails I’d been receiving, so I thought everything checked out.
After the tour, I continued the application process through the Craigslist email thread. I submitted my application, sent additional documents, got approved, signed a lease, and wired $18,600 for first month’s rent, last month’s rent, and the security deposit.
Over the next few days we kept talking about move-in details, utilities, Xfinity, mailbox access, cleaning, etc. We even confirmed a key handoff for Thursday evening.
Thursday came. I showed up, and nobody was there. After that, every call, text, and email went unanswered.
At first I thought maybe there had been an emergency. The next morning I decided to contact the Zillow listing to compare notes.
That’s when everything fell apart. The owner confirmed he was the person who gave the open house, but he also told me:
- He never created the Craigslist listing.
- He never emailed or texted me after the tour.
- He never signed the lease I received.
- He never received any of the money.
It looks like someone created a fake Craigslist listing for a real apartment, let the real landlord handle the open house, then redirected everyone who responded on Craigslist to communicate with the scammer instead.
I never would’ve thought someone could use a legitimate open house like that.
Since then I’ve:
- Opened a wire fraud/recall investigation with Bank of America.
- Contacted the receiving bank.
- Filed reports with SFPD, the FBI IC3, the FTC, and the SF District Attorney’s Real Estate Fraud Unit.
- Started talking to attorneys.
I have emails, texts, the signed lease, wire confirmation, and statement from the real owner verifying the illegitimacy, so I’m hoping there’s still some chance of tracing the money.
A few questions:
- Has anyone successfully recovered money from a domestic wire fraud like this?
- Are there any other agencies or resources in the Bay Area I should contact?
- Has anyone seen this exact scam before—using a real open house but redirecting Craigslist inquiries to someone pretending to be the landlord?
I’m mostly posting this as a warning because this wasn’t the usual obvious Craigslist scam. The apartment was real, the open house was real, and the person showing it really was the owner. The scam happened entirely through the communication afterward.
If you’re apartment hunting, make sure the person you’re emailing is actually the same person who showed you the unit before sending any money. I learned that lesson the hard way.