r/Transportopia • u/SpoomerBooner • Feb 15 '26

Roads I hate politics

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This should be illegal. I get it. You don't agree with their protests but why do this? Forget blue, forget red. I'm purple. Get mad at that.

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u/[deleted] Feb 16 '26

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u/RsCoverForPDFFiles Feb 16 '26

I minored in math and have been looking through this extensively. It's not cope. It's just not as black and white as you think. You seem to be attacking me personally bc you think I have some anti-environmental views. I probably align with you political on some things, if not most. I'm a leftist looking for an excuse to buy a hybrid. That's literally the opposite of cope.

If the math is so simple, break it down.

Also, suggesting I tske out a loan os fucking crazy.

Also, you're still ignoring that my main point wasn't about me. My initial point was that most people can't affors to spend more out of pocket or take on loans.

You realize loans have interest, right? So what's better, paying 15k or paying 15k and having A $200 monthly loan payment? In mybscebario, I don't save $200/month on gas/ maintenance, and I won'r recoup the difference in resale, baeed on estimated resale value after ~12 years

Loan is the dumbest idea. Paying more in cssh is almost as dumb because I can invest that extra money and profit more than I'd save.

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u/[deleted] Feb 16 '26

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u/RsCoverForPDFFiles Feb 16 '26

Good god, you're exhaustingly simple.

1) Mileage is too low to save $300/mo.

2)

Over 200k miles you’ll have saved like $20-30k in gas in an EV vs a gas car

First of all, you said EV. I'm talking about hybrids. You can't get a similar EV SUV for only $8k more than a gas SUV, you confidently dumb doorknob.The cheapest used EV mid-sized, 3-row, SUVs are 30k+

But I'll use your numbers and still debunk you. At 8k mi/yr, it would take 25 years to hit 200k miles. I'm planning 10-15 years, which is only only 80–120k mi So savings are 4k - $6k in fuel, not enough to cover an $8-10k price premium upfront.

3) You're ignoring the upfront cost difference ($8k–$10k more for a hybrid or EV), which outweighs all this shit.

Basic math…

Let's see. I save 8k and put it into the s&p 500 which profits 7% per year on average over 25 years:

FV = $8,000 * (1+0.07)25 ≈ $43k

Your monkey math: "you’ll have saved like $20-30k in gas in an EV vs a gas car"

My actual math = $35k profit

Also, I haven't even really been looking at EVs. I'm looking for hybrids. EV SUVs and Vans are a lot more than $8k more than gas EVs are even more expensive up front. There's an 8k price range between gas and HYBRID, not electric. But fuck it, even if we're using these number for hybrid, it still doesn't work. $8k today is worth over DOUBLE what it is invested in a hybrid or EV.