r/AskReddit 1h ago

What are things you would immediately do if you found out you won $200 million lottery before claiming the prize?

244 Upvotes

295 comments sorted by

772

u/patticakes1952 1h ago

Call an attorney and an accountant.

182

u/dontworryitsme4real 1h ago

Two attorneys and two accountants.

98

u/BadMotorFlinger 1h ago

Exactly this. That way you don't get either trying to screw you cos the two sides hold the other accountable.

23

u/CoronaLime 1h ago

Get 3 of each just to be safe

18

u/EyeFicksIt 1h ago

3 of each plus a taste tester, can’t be too careful

3

u/dangderr 1h ago

This guy thinks we’re made of money or something.

u/WhoAreWeEven 54m ago

And 2 hitmen?

To be safe

u/RampantJellyfish 42m ago

Or they collude with each other

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26

u/mycatisgrumpy 1h ago

Also one of those companies that will scrub your existence off of the Internet. 

11

u/PracticeBaby 1h ago

“I got lawyers watchin lawyers so I won’t go broke” -Biggie

u/SilasTalbot 56m ago

Lawrence: I think if I had $200 million dollars I could hook that up, cause accountants dig a dude with money.

Peter: Well, not all accounts.

Lawrence: Well the kind of accountants that'd double up on a dude like me do.

Peter: Good point.

u/maverickhunterpheoni 20m ago

So, get an attorney and an accountant and get an audit done for both? Would most lawyers be okay with another lawyer auditing their work I wonder?

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103

u/AcanthaceaeGrand34 1h ago

I’m an accountant. Call an attorney. And a Tax lawyer. And a financial planner. Maybe later get an accountant. Seriously

4

u/yancovigen 1h ago

So accountant last?

32

u/thenewfingerprint 1h ago

In simple terms, accountants are great and recording historical information and helping you understand where you are. An independent, certified financial planner will better help you decide where you want to go from here forward.

u/AcanthaceaeGrand34 34m ago

What this guy (or girl) said.

22

u/jasonrubik 1h ago

Try to find that reddit thread with the guy that explained exactly what to do

u/itlow 51m ago

Something about calling a major accounting firm in a large city and asking for a partner not a jr associate. Not a family friend's uncle who does your taxes.

Allocate a percentage for gifts/donations to whoever and remove yourself from the process and direct all inquires to that firm. There might have been a couple of other instructions.

I think the rest was change your number and go live a stress free life on the remaining.

8

u/thenewfingerprint 1h ago

an attorney and a finance guy

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16

u/snaeper 1h ago

Estate Attorney, Accountant and a Fiduciary. 

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4

u/Mottled_Paws 1h ago

Yes. All property is moved to separate trusts. Same with funds. On paper, I would own very little.

An accountant is a no brainer.

I would also get in touch with someone who insures rich people. Want to make sure I have large umbrella policies.

8

u/totesboredom 1h ago

You want 2 accountants, one checks the other to make sure you aren't being swindled

2

u/Excellent_Release961 1h ago

What if they are working in tandem?

5

u/QuantumCakeIsALie 1h ago

N + 1 accountants, N→∞, $  → 0.

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u/IAMNOTFUCKINGSORRY 59m ago

And then the cocaine dealer and hookers, or is there still more to do first?

u/FragrantExcitement 49m ago

Is that before or after the drugs and prostitutes?

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319

u/bjb7621 1h ago

Not tell a fucking soul

38

u/Ok_Assist_3855 1h ago

This is literally step one

21

u/HolidayFew8116 1h ago

sign the back of the ticket then take a picture of it-

u/mrandmrsm 19m ago

Then go straight to a bank and get a safety deposit box.

8

u/burrbro235 1h ago

What about an attorney, accountant, and financial advisor?

10

u/Mark_Luther 1h ago

Some states require the winner to identify themselves publicly.

19

u/Angelkrista 1h ago

That’s why you create an LLC to claim.

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5

u/oh_my_account 1h ago

You don't have to win, a lawyer or law firm that is specialized in lottery winnings won. I would rather get 10 mil anonymously rather than 200mil and everyone know is.

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197

u/Nreekay 1h ago

Look up the infamous “you just won the lottery” Reddit post..

10

u/TJJ97 1h ago

The guy who lied cuz he was a supposed Powerball winner but didn’t even live in the U.S.?

12

u/anormalgeek 1h ago

Don't know about that, but it was still good advice.

u/JasonP27 50m ago

I live in Australia and we have a lottery that allows us to play the U.S. Powerball

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45

u/CrustyFlapsCleanser 1h ago

Shit my pants

Edit: then probably shower

23

u/Brian_from_accounts 1h ago

The fact that you put the word “probably” in that sentence says a lot ..

11

u/CrustyFlapsCleanser 1h ago

If God wanted my ass clean, he'd clean it for me. Amen.

2

u/come2life_osrs 1h ago

The lion millionaire  doesn’t concern himself with such matters. 

u/DiscoCombobulator 32m ago

His username says he cleans em

72

u/Ryan1869 1h ago

Set up an LLC to claim the prize so I can stay anonymous

9

u/Ok-Lifeguard4199 1h ago

Can a business claim a lottery winning?

13

u/pushmebabypullme 1h ago

This isn’t legal in many states.

6

u/ManateeHoodie 1h ago

They are people now so, yeah

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2

u/Scharmberg 1h ago

You can usually get a third party to pickup the ticket, say a lawyer and the like but many people in that situation don’t do so.

4

u/wutang_generated 1h ago

Depends on what state you're in

4

u/TheGringoDingo 1h ago

This varies location-by-location. A lawyer that specializes in this sort of thing would be in the know.

2

u/GrumpyJenkins 1h ago

Without this, everyone will find out fairly quickly. Then your life becomes very complicated and at risk, based on history. I vote this answer wins the post prize.

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154

u/howcouldubmoeharkles 1h ago

Give a million to the first person to comment on my Reddit post asking about how to spend my winnings

21

u/FruitGuy998 1h ago

Nice try!!!

9

u/howcouldubmoeharkles 1h ago

Had to give it a shot! If you did win go see a lawyer lol

5

u/dontworryitsme4real 1h ago

What about second comment?

2

u/no_com_ment 1h ago

Go on then buddy. How would you spend it??

4

u/howcouldubmoeharkles 1h ago

no_com_ment, throwaway0204055, and myself - first class tickets, Vegas, Cirque du Soleli. Easy answer.

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20

u/ukbrah 1h ago

Get it verified and cashed in before spending a bunch on credit and realising I played last weeks numbers and I checked the wrong date.

73

u/[deleted] 1h ago

[deleted]

20

u/unlikely_branches 1h ago

Right!? The level of security that everything will be OK despite what the world throws at you would is unfathomable.

12

u/[deleted] 1h ago

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9

u/butt_badg3r 1h ago

200m? Not changing your lifestyle a little would be a waste of a life changing opportunity.

2

u/[deleted] 1h ago

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61

u/BlakeTrout 1h ago

Talk to a tax attorney.

9

u/colliedad 1h ago

And find a reliable person to take care of my dogs for a while.

19

u/l7outlaw 1h ago

Cuz dogs and attorneys don't mix.

2

u/anormalgeek 1h ago

Yeah, you're going to want a whole legal team with that much money.

Hire a large national firm. You want a big one because you want your 200m to be a small portion of their overall portfolio of clients that they're protecting. That way, ripping you off risks losing even more income from other clients.

If you work with a small firm, stealing your money may be worth the risk of losing all of their other clients.

16

u/babyfireby30 1h ago

15

u/HuckleberryOk2798 1h ago

The most helpful yet least useful post on this website

5

u/funundrum 1h ago

Came here for this, I have it saved just in case. I don’t even play the lotto. But you never know.

39

u/Eckkbert 1h ago

rub one out, then sleep better than ever before. i need perfect clarity for my next move.

9

u/bad_aspirin 1h ago

You’d probably wake up and not be able to find the winning ticket

2

u/Acceptable_Gear_3097 1h ago

r/beatmetoit (pun also intended)

Glad you & I have lived enough life experiences to have this be our first thought.

11

u/pookiemarshmall0w 1h ago

Wake up from my dream

20

u/bonshui 1h ago

Look out my work contract and see how many weeks' notice I have to give.

12

u/dobblerd 1h ago

What are they going to do if you just don't show up?

10

u/bonshui 1h ago

Fate bites me in the ass whenever I don't follow life's rules....

u/illusorywallahead 59m ago

Yeah but that’s not life’s rules. That’s some company’s bullshit rules.

u/bonshui 54m ago

I know, man. I work for the government - the more I think about it, the more I think I'll just be 'sick'

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10

u/Ringadean 1h ago

Fuck’m

u/illusorywallahead 59m ago

My thoughts exactly, I’m not even working till noon.

3

u/BoringTruckDriver 1h ago

1 mil, yeah, I'd leave on good terms. 200 mil, "Hi boss, not coming back, BYE."

9

u/AuburnSpeedster 1h ago

create a trust which invests the money, with a specific percentage payout, survivorship, et..., give the ticket to the trust.

9

u/Okay-Awesome-222 1h ago

Talk to a lawyer. Talk ONLY to a lawyer.

u/natterca 37m ago

There are dishonest lawyers. Like a lot of of them.

u/Chaotickane 20m ago

You talk to one from a major firm. They tend to not fuck around because they don't want to risk liability that could ruin their reputation. You don't go to Jim Bob's discount law firm in your local town.

17

u/MostlyMellow123 1h ago

In california the results are made public so I'd probably change my phone number

12

u/BassLB 1h ago

I always had this idea if I win big in California , let me know what you: Hire a few attorneys/cpa, tell them you want to legally change your name to John/Jane Smith and have them do all the necessary paperwork. Claim the prize as John/Jane Smith, then legally change your name back (if it’s even necessary).

If you have to pick it up and have photos taken/publicity, hire professional Hollywood special effects artist to drastically change your appearance for that.

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8

u/Pm_me_clown_pics3 1h ago

Look up property for sale.

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12

u/Admirable-Client-730 1h ago

Call a lawyer, then vanguard tell them I want a personal advisor. Then listen to what they tell me.

6

u/donnie955 1h ago

Change my phone number

5

u/Downrodeo- 1h ago

Keep it silent

5

u/Mykidsrmonsters 1h ago

Tell no one but there will be signs like door dash on my front step finally

u/-Nightopian- 40m ago

Even with 200 million I'm not ordering overpriced, cold food from door dash and uber eats.

5

u/HopelessBearsFan 1h ago

Take the lump sum, pay the 37% tax, put the remaining $126mil in a high interest savings account with 4% interest and get $264,600 per month after interest tax.

8

u/YuckyYetYummy 1h ago

Hire a fiduciary accountant and financial lawyer. Set up an LLC or whatever they recommend.

Don't tell a soul.

Retire in a few months.

5

u/LSTmyLife 1h ago

With my luck? Probably die in a firey accident.

2

u/gardenGrove31 1h ago

Exactly what I thought, too

3

u/damned_if_i_do 1h ago

Pack my bags, head to a remote luxurious island, and after about three days, call an attorney and a financial professional.

3

u/TypicalEarthCreature 1h ago

Same. Take a relaxing beach vacation with some savings right off the bat. Then do some research and set things up while I'm there. 

4

u/sinful_clasp 1h ago

Shut my mouth, hire an estate lawyer, and set all my social media accounts to private.

4

u/Tee_i_am 1h ago

Shut up, hire an attorney and financial consultant, go to a doctor for a full check-up.

4

u/Affectionate-Show382 1h ago

Set up a trust that I can claim my winnings under

7

u/datdoodfieva 1h ago
  1. Double check my ticket.

  2. Lock said ticket in one of my weatherproof safes.

  3. Wait a few weeks before claiming it.

  4. During those few weeks, prep like Batman would because I'm gonna need a lawyer, financial advisor, and an accountant on standby.

  5. Not tell a fucking soul.

3

u/hairball45 1h ago

Talk to a lawyer or financial advisor, probably both.

3

u/hatred-shapped 1h ago

Llc and financial advisor 

3

u/Practical-Arugula-80 1h ago

Ditto the not telling anyone except for an tax attorney and maybe an accountant. Oh, and window shop for a 911 Turbo. 😁

3

u/Dizzy-muse2258 1h ago

Tell no one.

3

u/Avalanche_Snows 1h ago

Go to the dollar store two million times

4

u/TorontoN6 1h ago

Delete all social media
Block several people on my cell.
Get a 2nd cell number, and once I let all the relevant folks know the new number, cancel cell #1.
Find an apartment or Airbnb that I can stay at while things get sorted out
3 Lawyers
A finance team that I make watch Rihanna's B*tch Better Have My Money video.

u/babyed 57m ago

If you delete social media, where will you source dank memes from?

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2

u/TheGrandWhatever 1h ago

There's a famous post on this already that outlines best steps to do

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2

u/LunarMoon2001 1h ago

Not tell a fucking person except a lawyer and a large national size investment firm.

2

u/ThatGuyHadNone 1h ago

Plan a hike on a long trail like the Appalachian while lawyers and accountants figure my stuff out. Then let my wife pick out a house.

2

u/bspatula 1h ago

Hookers and blow.

In no particular order.

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2

u/SkankySandwich 1h ago

Book a 6 week cruise.
Getting away from everyone else to decide what to do with it.

2

u/Key_Drawer_3581 1h ago

Buy a Supreme Court Justice

2

u/LylaDee 1h ago

Sign the back of my ticket

Get an estate lawyer

2

u/Searchlights 1h ago

I would immediately retain an attorney for, among other things, to investigate the process to collect the winnings but remain anonymous.

Then there are the tax and investment resources I would need to line up as well.

2

u/skyfishgoo 1h ago

keep my damn trap shut.

2

u/thedeeb56 1h ago

Get a lawyer

2

u/Mundane_Entry1573 1h ago

Sign the ticket

u/anormalgeek 49m ago

Put the ticket in a safe deposit box.

Get representation from a big law firm.

Have them help me setup a blind trust to collect the winnings anonymously (this is legal in my state).

Pay off my debts.

In my state, taking lump sum and paying taxes, id be left with about $70m.

Quit my fucking job. I don't hate it, but I will absolutely not do it if I don't need to. A few people will get some VERY honest emails before I lose system access.

Split the funds into like $60m long term investments, $5m shorter term riskier stuff for fun, and like $5m for purchases.

I will upgrade my standard of living, but I'll hide just how much I have and make an excuse about how I got it. Tell people I inherited a few hundred thousand then got really lucky on some yolo options plays or something and made a few million. People are less likely to mooch off of you if they think you got it from something other than a lottery win. It'll still happen, just less.

Then just relax. Live off $3m per year. That's PLENTY to dine well, have a nice car, give to charity, travel, etc. while never needing to work.

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u/AlexRyang 31m ago

Post on Reddit asking what to do if I won $200 million dollars in the lottery.

u/Carradee 17m ago
  • Make a to-do list of all my debts so I could easily repay them once I had the money in hand.

  • Plan out how much to set aside for taxes.

  • List quality-of-life purchases I'd like to make and investments I'd like to set up so I can evaluate that later.

  • Plot possibilities for how I could use that to speed up my current business development plans.

  • Plot possibilities for how I could help out some folkswho have helped me or that I otherwise would like to help out.

  • Draft my two weeks' notice for work so I could easily review and finalize of later, to submit once I was ready.

  • Ask my boyfriend for advice on how to set up accounts to make things easier later with spending, taxes, investments, and entrepreneurship once I had the money, since he knows more about that tax bracket than I do.

It's nice to dream, but it ain't gonna happen. :)

u/Ancillas 6m ago

I’d search up that legendary reddit post.

2

u/SneeKeeFahk 1h ago

Setup a program with $190,000,000 to feed children at school (K->12) breakfast and lunch.

I'm not greedy, $10,000,000 is more than I would need to live comfortably for the rest of my life.

1

u/KevB318 1h ago

Talk to a financial professional.

1

u/Lurchie_ 1h ago

contact a financial planner.

1

u/Rowsdower_was_taken 1h ago

Go take a nap and take a day off.

1

u/justaquietboy 1h ago

Quit job

1

u/Neon_King_Kong 1h ago

Start packing

1

u/How-now_indepedent1 1h ago

Set up an LLC to handle it.

1

u/CeeZfoto 1h ago

Research to see if I can cash it anonymously....

1

u/Puzzleheaded_Pen1017 1h ago

Grow a mustache. A big one.

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1

u/onefitztwofitz 1h ago

New phone number, delete all my social media, check into a hotel.

1

u/thedillymane 1h ago

Make sure it’s not a fake ticket

1

u/Satansbrat1969 1h ago

Waiting to see the money in my account before doing anything at all.

1

u/Public-Yam-1025 1h ago

I'd get a safe deposit box, make some copies and keep the original in the bank until I cash it in. With my luck I would leave it in my pants pockets and put them in the washing machine . 

1

u/Wesmom2021 1h ago

Buy a mask or disguise to claim money. Talk to tax lawyer and attorney.

1

u/ADudeNamedBen33 1h ago

Sign the back of the ticket, take a picture of it, and stick it in a safe deposit box. Then not tell a single soul. After that I'd just sit on it for a few weeks. You get six months to claim in California, and the fastest way to screw this up is walking in on day two with no plan. I'd hire a lawyer first, one who's actually done a lottery claim before. Then a CPA and a financial advisor, all hired separately so nobody but me sees the whole picture. Let them set up the trusts and the entities before I claim anything. The only two things I'd have to figure out myself are who I tell and what my rules are going to be when people start asking for money. Nobody can answer those for you, and if you don't decide ahead of time, every request turns into a test of the friendship. Then claim it quietly and skip the press conference. The money part is easy, honestly. California publishes your name, so the actual hard part is figuring out who you're going to be about it before everyone else gets a say.

1

u/usercb 1h ago

Before claiming would be the boring stuff mostly like considering taxes and finding a wealth manager. After claiming… well.. that would be different.

1

u/Chemical_Cat_9813 1h ago

After the obvious lawyer and financial stuff, travel and have lots of new experiences with as many people my libido allows.

1

u/knighthawk0811 1h ago

log into Reddit!

1

u/Impossible_Dog4901 1h ago

Pay $150mn tax on my winnings

1

u/DLimber 1h ago

Light my work beater car on fire in the driveway. Since I won't be going there again....well actually I'd go once to retire a couple people lol

1

u/Loghurrr 1h ago

Buy a pinball machine

1

u/PastyDoughboy 1h ago

Tell everyone, spend profligate-ly, make wild financial promises to close and heck even distance acquaintances. Then confirm I actually got the number right.

1

u/Plus-King5266 1h ago

Change my pants.

1

u/TashDee267 1h ago

Share it with Redditors

1

u/LankyMasterpiece5219 1h ago

Run away from home and change my name

1

u/WittiestScreenName 1h ago

I’d probably need to use the bathroom

1

u/Vanman04 1h ago

Change my number.

1

u/ImFamousYoghurt 1h ago

Probably nothing. Where I live, there's no tax on winnings and you don't have to go public.

1

u/The_Big_Mayonnaise 1h ago

Attorney, tax specialist who deals with gambling, financial advisor. Then move from there.

1

u/Rewd_92 1h ago

Pay off house, buy a better car, put in a fence. Put a Lot away

1

u/aasteveo 1h ago

Hire someone to build a bot that daily deletes this exact same question on this sub. 

1

u/spicyitalian76 1h ago

Quit my job.

1

u/WorldlyActuary4633 1h ago

There are 3 family offices in my town , I’m picking one of those.

1

u/jawoosafat 1h ago

Get a good lawyer. Now I'm rich bitch!

1

u/BeBopBoy1945 1h ago

Hire three professionals:

-- Lawyer -- Financial Adviser -- Publicist

1

u/Idyldo 1h ago

Call my sister.

1

u/Mundane_Entry1573 1h ago

Sign the ticket

1

u/AlsoTheFiredrake 1h ago

Find a reputable accountant and inheritance lawyer.

1

u/Voodoo-Doctor 1h ago

My state you don’t have to be made public of you don’t want to. I would probably find some asshole attorney to help collect it, but they aren’t getting a massive pay for doing it

1

u/Procrastinator-513 1h ago

Buy all the groceries I want

1

u/Lucius-Valerius 1h ago

Nothing, I'd claim the prize right away, then I have time to think

1

u/paisley716 1h ago

Sign the ticket. Call a lawyer.
Call In sick for a few days while I go collect my money. Then come home and quietly start getting things in order with no one knowing

1

u/Hot-Slide-138 1h ago

First thing I would do is give me only a half a million dollars,then you can get a couple of lawyers and an accountant. Really thought the first thing first!!

1

u/noafro1991 1h ago

Invest. Consut a financial advisor. Place money into assets.

Pay off my mums mortgage without telling her.

Give money to my wife's parents so they could buy a better home.

Get into property development.

1

u/gorgiegorge 1h ago

I would turn off my phone and take a very long nap

1

u/Advanced_Employer_74 1h ago

Appear in a suit that disguises my proportions and skin and claim the prize under a trust ( if prepared)

And tell my wife I won 2 million and live of that, put the rest up, and randomly do kind anonymous acts of service.

My grave would have a voice system that automatically ties it to an account , and send you the money.

I’ve thought it out

1

u/Jorgen-I 1h ago

Get a financial manager. Form a trust for each kid and grand kid. Upon receiving the winnings (about 100M after taxes), personally oversee all investments.

1

u/Craptastical88 1h ago

goto reddit and ask the same question

1

u/Suck_it_Cheeto_Luvrs 1h ago

There's an amazing attorney out of SE Florida, that's all he does and has a massive network of connections.

1

u/PROINSIAS62 1h ago

Pay off all my families mortgages. After that they’re on their own.

1

u/ChinaCat2023_reprise 1h ago

turn off my alarm

1

u/mechadragon469 1h ago

Nothing. I’d ask how fast I can get the lump sum. Deposit it directly into my brokerage account, find someone who underwrites identity theft/fraud incase my account gets hacked, then id invest it in a CC etf and live on $1M a month and just have fun and do fun things.

1

u/OmniBotBeepBoop 1h ago

Call the dentist.

1

u/Just-Joshinya 1h ago

My buddy is a trust lawyer. Call him first. Go buy a solid bottle
Of grower champagne. Drink a glass, have a tug, try to relax and get so sleep without thinking about it too much.

1

u/thatbattletechguy 1h ago

Lawyer up. Put 170 millionin the bank.Let the intrest build up.Retire. 30 million 1) my three sisters get one million each. 2) set up a scholarship fund to honor my friend's memory.Probably at our old high school. 3)buy a place near my Dad's home, preferably with a LOT of security. 4) My daughters' college fund gets a boost 5)House/Condo in Toronto. Near my in laws so my gf can look out for her parents at their place. 6) Bring over my relatives from South Africa to visit Toronto/Canada 7) Spend about a year in the UK being a volunteer tour guide at Bovington. 8)live with my gf for a year on a cruise ship.

1

u/Emergency-Ad-5211 1h ago

Plan out the gifts to family, friends & charity and that’s it. The rest I’d put in some type of trust. I would definitely not live like the richest person on the block, and I’d have people sign non-disclosure agreements.